Price cut $42K3D tour
$345,000
505 N Fort Lauderdale Beach #1809, Fort Lauderdale 33304
Est. $3,247/mo with 20% down incl. HOA
Listing courtesy of Dynasty Realty Group Inc · BeachesMLS
$399,9996517 Bay Club Drive #4, Fort Lauderdale, FL 33308
Listing courtesy of Icon Realty Advisors FTL · 954-736-8644 · BeachesMLS
Full disclosure: what this home really costs
12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Sep 10, 2026, unless a row says otherwise.
- Price
- $399,999 · $333/sqft
- Property taxes
- $192/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $728/moFrom the listing, unconfirmed
- Fee covers
- Cable TV, Insurance, Maintenance Grounds, Security, Trash, Water, Common Areas
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $1,816/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 7 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 29, 2026
- Monthly payment (estimate)
- $3,693/mo: $2,181 loan + $633 tax + $151 insurance + $728 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1974 · 2 stories
- Days on market
- About 182 days
- Price history (this listing)
- Originally listed at $449,999; last price change Aug 17, 2026; listed May 4, 2026. Down $50,000.
Details
- TypeCondo
- Beds2 bd
- Baths2
- Size1,200 sqft
- Year built1974
- Parking2 spaces
- PoolCommunity
- WaterfrontYes: Ocean Access, Canal Front, Intracoastal, Canal Width 81-120 Feet
- ViewOther, Canal
- Laundryin-unit
- FurnishedUnfurnished
- NeighborhoodBAY COLONY CLUB CONDO
- ZIP33308
- MLS #B26023933
- To the beachAbout 0.6 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Renovated 2BR/2BA waterfront condo offering elevated Intracoastal living with ocean-access dockage for boats up to 50 ft. Enjoy peaceful canal views from the enclosed balcony with reflective tint and power smart shades. Interior features tile and wood floors, impact windows, and smart LED lighting throughout. Updated kitchen and spa-style baths include a spacious primary suite with dual vanities and LED smart mirrors. In-unit washer/dryer, extra storage, new A/C and water heater, plus fire-rated doors and soundproofing add comfort and security. Resort-style amenities include 4 pools, pickleball, tennis, and 2 fitness centers.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 29, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1974, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Condo health facts
- Building
- 6517
- Year built
- 1974 (52 years old)
- Stories
- 2
- HOA / condo fee
- $728/mo (from the listing, unconfirmed)
- Fee covers
- Cable TV, Insurance, Maintenance Grounds, Security, Trash, Water, Common Areas
- Pets
- Yes, Pet Restrictions Possible
- Milestone inspection
- The listing shows 2 stories. Florida's milestone inspection covers condo buildings 3+ stories, so it may not apply here - ask Zach to confirm.
- Reserve study (SIRS)
- Required for condo buildings 3+ stories; with 2 stories listed it may not apply. Ask Zach, or check the state condo database (DBPR).
Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- Condo documents review: Florida gives you a review period after you receive the association documents
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach will reply as soon as he can.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
Similar homes in Fort Lauderdale
Text Zach
Price cut $35K3D tour
$315,000
520 SE 5th Avenue #3404, Fort Lauderdale 33301
Est. $3,262/mo with 20% down incl. HOA
Listing courtesy of Oliva Realty · BeachesMLS
Price cut $6K3D tour
$449,000
2500 E Las Olas Boulevard #308, Fort Lauderdale 33301
Est. $5,247/mo with 20% down incl. HOA
Listing courtesy of RE/MAX Preferred · BeachesMLS
Price cut $49K3D tour
$375,888
4250 Galt Ocean Drive #1M, Fort Lauderdale 33308
Est. $3,660/mo with 20% down incl. HOA
Listing courtesy of United Realty Group, Inc · BeachesMLS
Listing courtesy of Icon Realty Advisors FTL · 954-736-8644 · BeachesMLS
All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.