Price cut $10K3D tour
$539,900
10966 W 33rd Way, Hialeah 33018
Est. $4,490/mo with 20% down incl. HOA
Listing courtesy of My Realty Group, LLC. · BeachesMLS
$475,0006538 NW 170th Terrace, Hialeah, FL 33015
Listing courtesy of Real Broker, LLC · 855-450-0442 · BeachesMLS
Full disclosure: what this home really costs
12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $475,000 · $300/sqft
- Property taxes
- $5,686/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $335/moFrom the listing, unconfirmed
- Fee covers
- Maintenance Grounds, Security, Trash, Roof Repairs, Pool Service
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 7 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 31, 2026
- Monthly payment (estimate)
- $4,188/mo: $2,590 loan + $752 tax + $511 insurance + $335 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1988 · 2 stories
- Days on market
- About 69 days
- Price history (this listing)
- Originally listed at $485,000; last price change Oct 11, 2026; listed Aug 24, 2026. Down $10,000.
Details
- TypeTownhouse
- Beds2 bd
- Baths2
- Size1,582 sqft
- Year built1988
- PoolCommunity
- 55+ statusMarked 55+ in MLS - ask Zach to confirm
- NeighborhoodVILLA HOMES AT THE MOORS
- ZIP33015
- MLS #A12077223
- To the beachAbout 12 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Welcome to elevated living in The Moors, one of the area’s most sought-after Gated communities. This beautifully remodeled 2-Bedroom, 2-Bathroom Townvilla blends modern style, comfort, and convenience. A versatile Den adds flexibility as a third Bedroom, Home Office, Playroom, or Guest retreat, so the space adapts to your life. Step inside to a bright, open-concept Living and Dining area with beautiful Flooring throughout, ideal for relaxed evenings at home or hosting friends. The updated Kitchen features Stainless Steel Appliances, generous updated Cabinetry, and plenty of room to cook, gather, and entertain. The covered Terrace extends your living space, weekend barbecues, or unwinding in the evening. The Townvilla has a Laundry Room with extra Storage keep Take a refreshing swim in the community Pool, awesome Fitness center, or enjoy a game on the Basketball and Tennis courts. The Clubhouse provides a welcoming space for celebrations and gatherings, and 24-hour gated Security offers lasting peace of mind. Basic cable is included, along with many more amenities, for a low HOA fee that makes this lifestyle as practical as it is appealing. Whether you’re buying your first Home, looking for more room to grow, downsizing, or adding to your portfolio, this move-in-ready townhome delivers outstanding value. Modern updates, flexible living space, and an amenities come together in a secure, welcoming Community. Don’t miss the opportunity to make The Moors your next home!
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 31, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1988, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 8:35 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.