Price cut $40K3D tour
$880,000
Address not published, Miami Beach 33140
Est. $7,481/mo with 20% down incl. HOA
Listing courtesy of Grand Realty of America, Corp. · BeachesMLS
$861,9006767 Collins #901, Miami Beach, FL 33141
Listing courtesy of Interinvestments Realty, Inc. · 305-220-1101 · BeachesMLS
Full disclosure: what this home really costs
12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $861,900 · $701/sqft
- Property taxes
- $8,306/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $1,291/moFrom the listing, unconfirmed
- Fee covers
- Security, Trash, Elevator
- Special assessments
- Yes – amount not listed, ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $2,801/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 28, 2026
- Monthly payment (estimate)
- $7,588/mo: $4,699 loan + $1,365 tax + $233 insurance + $1,291 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1991 · 21 stories
- Days on market
- About 106 days
- Price history (this listing)
- Listed Jul 17, 2026.
Details
- TypeCondo
- Beds2 bd
- Baths2
- Size1,230 sqft
- Year built1991
- Parking1 garage
- PoolCommunity
- WaterfrontYes: Ocean Access, Ocean Front
- ViewOther, Direct Ocean, Ocean
- NeighborhoodTHE STERLING CONDO
- ZIP33141
- MLS #A12055579
- To the beachUnder 0.1 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Live on the Beach! Stunning 2-bedroom, 2-bathroom condo with direct ocean views in one of Miami Beach’s mostdesirable oceanfront buildings. This beautifully furnished residence is in excellent condition and offers a bright,open layout perfect for full-time living or as a vacation retreat. Enjoy the convenience of an in-unit washer anddryer, plus direct beach access and miles of paved beachfront paths ideal for walking, jogging, or biking. Locatedjust steps from Publix, shops, cafés, and top restaurants, this prime location places you in the heart of MiamiBeach living. The Sterling Condominium is a full-service, pet-friendly building offering exceptional amenities,including: • Heated oceanfront pool • Jacuzzi • Sauna • Fitness center • Game room • BBQ/picnic area •Community room • 24/7 security and front desk services A perfect blend of comfort, lifestyle, and unbeatablebeachfront living. Move-in ready and easy to show!
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Oct 28, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1991, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Condo health facts
- Building
- Not listed - ask Zach
- Year built
- 1991 (35 years old)
- Stories
- 21
- HOA / condo fee
- $1,291/mo (from the listing, unconfirmed)
- Fee covers
- Security, Trash, Elevator
- Pets
- Yes, Pet Restrictions Possible
- Milestone inspection
- This building is 35 years old. Florida requires a milestone structural inspection for condo buildings 3+ stories by Dec 31 of the year they turn 30 (local officials can require it at 25), then every 10 years. Ask Zach for the report.
- Reserve study (SIRS)
- Condo buildings 3+ stories must have a structural integrity reserve study. Look up the building's filing in the state condo database (DBPR) or ask Zach for the document pack.
Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- Condo documents review: Florida gives you a review period after you receive the association documents
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach typically replies within 15 minutes, 8 AM to 9 PM ET. After hours, by 9 AM.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Oct 31, 2026, 9:34 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.