3D tour
$4,950,000
57 CAYUGA Road, Sea Ranch Lakes 33308
Est. $35,736/mo with 20% down incl. HOA
Listing courtesy of Coldwell Banker Realty · BeachesMLS
$5,500,0007 Tahoe Lane, Sea Ranch Lakes, FL 33308
Listing courtesy of One Sotheby's International Realty · 954-522-2831 · BeachesMLS
Full disclosure: what this home really costs
11 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $5,500,000 · $1,341/sqft
- Property taxes
- $73,882/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $400/mo (listed as $1,200 quarterly)From the listing, unconfirmed
- Fee covers
- Security, Trash
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X (shaded): moderate flood risk. Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 30, 2026
- Monthly payment (estimate)
- $39,605/mo: $29,986 loan + $8,708 tax + $511 insurance + $400 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 2024 · 1 story
- Days on market
- About 82 days
- Price history
- Not listed - ask Zach
Details
- TypeHouse
- Beds5 bd
- Baths4.5
- Size4,100 sqft
- Year built2024
- Parking2 garage, 2 spaces
- PoolPrivate
- ViewGarden
- LaundryLaundry Room
- NeighborhoodSEA RANCH LAKES
- ZIP33308
- MLS #B26068945
- To the beachAbout 0.2 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Built in 2024, this exceptional 5-bedroom estate embodies modern coastal luxury in one of South Florida's most exclusive private enclaves. This sophisticated, turnkey residence features European hardwood flooring, custom Italian light fixtures, custom millwork, and exquisite marble & quartzite finishes. The chef's kitchen boasts Wolf and Sub-Zero appliances plus Miele's premier coffee system. Smart-home amenities include motorized shades, landscape lighting, full irrigation, a temperature-controlled garage & a premium whole-house water filtration system. Resort-style indoor/outdoor living awaits with a heated pool, summer kitchen, Sonos surround sound, and lush landscaping by renowned landscape architect George Keen. Residents enjoy a private Beach Club and 24-hour gated police protection.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X (shaded): moderate flood risk. Outside the high-risk area but inside the 0.2% annual-chance (500-year) floodplain. Flood insurance is optional and often worth pricing. Source: FEMA National Flood Hazard Layer, checked Oct 30, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 2024, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
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Listing courtesy of One Sotheby's International Realty · 954-522-2831 · BeachesMLS
All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.