zach.homesRealty Hub 754-332-7529

Zach Curtis, REALTOR®, Realty Hub, license SL3664129 · 754-332-7529

$2,248,000700 NE 26th Terrace #1402, Miami, FL 33137

2 bd · 3.5 ba · 2,141 sqft · On the market about 184 days · Active

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Listing courtesy of Eflanli, LLC. · BeachesMLS

Full disclosure: what this home really costs

12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.

Price
$2,248,000 · $1,050/sqft
Property taxes
$32,000/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
HOA / condo fee
$3,695/moFrom the listing, unconfirmed
Fee covers
Cable TV, Maintenance Structure, Common Areas, Elevator
Special assessments
None listed
Mandatory club / membership
Not required per the MLS
Insurance (estimate)
About $2,801/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
Flood zone
Zone AE: high-risk flood area, base flood elevation 10 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 28, 2026
Monthly payment (estimate)
$19,743/mo: $12,256 loan + $3,559 tax + $233 insurance + $3,695 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
Year built
2023 · 57 stories
Days on market
About 184 days
Price history (this listing)
Originally listed at $2,200,000; last price change Oct 20, 2026.
700 NE 26th Terrace #1402, Miami, FL 33137, photo 1 of 2700 NE 26th Terrace #1402, Miami, FL 33137, photo 2 of 2

Details

  • TypeCondo
  • Beds2 bd
  • Baths3.5
  • Size2,141 sqft
  • Year built2023
  • Parking2 garage
  • PoolCommunity
  • WaterfrontYes: Ocean Access, Bayfront, Intracoastal, Ocean Front
  • ViewBay, Intracoastal, Ocean
  • 55+ statusMarked 55+ in MLS - ask Zach to confirm
  • NeighborhoodESCOTTONIA PARK
  • ZIP33137
  • MLS #A12012817
  • To the beachAbout 3.7 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)

Check your commute (opens maps)

From the listing

Wake up above the water, where sunrise fills the residence and endless views stretch across Biscayne Bay to the ocean. From your private elevator entry, this unit feels completely removed from Miami’s fast pace with no neighboring buildings in sight, just open water, tropical islands, ocean and horizon views in every direction. The living room and primary bedrooms face the bay with en-suite baths, delivering natural light, wide sightlines, and a constant connection to the water. Watch cruise ships depart the port, boats pass throughout the day, and experience true waterfront living. A well-designed split-bedroom layout offers both privacy and flexibility. The enclosed den currently serves as a third bedroom with its own full bath and closet, ideal as a private suite or adaptable living space. Configured as 3 bedrooms and 3.5 baths, the residence also includes a spacious laundry room, generous closet space, and a private elevator foyer. Clean, modern interiors complement the uninterrupted views, creating a rare and highly desirable offering. Residents of Missoni Baia enjoy resort-style amenities including tennis and pickleball courts, two bayfront pools with an Olympic-size pool, spa with sauna and steam rooms, waterfront fitness center, yoga and Pilates studio, lounge, game room, theater, children’s playroom, outdoor cabanas and BBQ areas, pet spa, beauty salon, plus 24-hour concierge and valet.

Virtual tour

Monthly payment calculator

Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.

Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.

Estimate closing costs for this home

Florida risk facts

Flood zone
Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 28, 2026. This is a map lookup, not an official flood zone determination.
Wind and building code
Built in 2023, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
Disclosure
Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).

We don't show crime scores or rate neighborhoods. Every listing is open to everyone.

Condo health facts

Building
Not listed - ask Zach
Year built
2023 (3 years old)
Stories
57
HOA / condo fee
$3,695/mo (from the listing, unconfirmed)
Fee covers
Cable TV, Maintenance Structure, Common Areas, Elevator
Pets
Yes, Pet Restrictions Possible
Milestone inspection
Due by Dec 31, 2053 for buildings 3+ stories (local officials can require it at 25 years).
Reserve study (SIRS)
Condo buildings 3+ stories must have a structural integrity reserve study. Look up the building's filing in the state condo database (DBPR) or ask Zach for the document pack.

Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.

Start an offer

  1. Pre-approval letter or proof of funds (cash)
  2. The price you'd offer and your deposit
  3. Financing type and closing date
  4. Inspection period you want (often 10-15 days)
  5. Condo documents review: Florida gives you a review period after you receive the association documents
  6. A signed buyer agreement with Zach (Florida practice before touring or offering)

Rather not check the box? That's fine. Zach will call or email instead.

Zach will reply as soon as he can. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.

Tour 700 NE 26th Terrace #1402, Miami, FL 33137

Pick a time; same-day tours when the listing side allows. Zach confirms with the listing agent and texts you. Before a buyer tour Zach sends a short, plain-language buyer agreement to sign.

Pick a day

Soonest: Tomorrow 9:00 AM.

Rather not check the box? That's fine. Zach will call or email instead.

Zach will reply as soon as he can. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Request a showing

700 NE 26th Terrace #1402, Miami, FL 33137 · MLS A12012817. Zach (not the listing agent) gets this and contacts you to set the time.

Rather not check the box? That's fine. Zach will call or email instead.

Every listing is shown to everyone, in line with federal, Florida and local fair housing law. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Ask Zach anything

One tap opens a text with this address filled in.

Is it still available?What's the HOA really?Can I see it today?What would you offer?

Zach will reply as soon as he can.

From finding it to the keys, one agent

  1. Find it
    Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you.
  2. Tour it
    Same day when the listing side allows, in person or live video.
  3. Afford it
    Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place.
  4. Make the offer or apply
    Zach writes the offer or the application, negotiates, and handles the association approval.
  5. Close or get the keys
    Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.

Report a problem with this listing

Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.

Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.

Chat with Zach

Zach will reply as soon as he can.

Your messages go to Zach only. Reply STOP anytime and he won't follow up again.

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Listing courtesy of Eflanli, LLC. · BeachesMLS

All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 3, 2026, 2:05 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.

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