zach.homesRealty Hub 754-332-7529

Zach Curtis, REALTOR®, Realty Hub, license SL3664129 · 754-332-7529

$3,050,000700 NE 26th Terrace #3401, Miami, FL 33137

3 bd · 4.5 ba · 2,586 sqft · New · Active

Listing courtesy of Douglas Elliman · 305-677-5000 · BeachesMLS

Full disclosure: what this home really costs

10 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.

Price
$3,050,000 · $1,179/sqft
Property taxes
Not listed - ask Zach
HOA / condo fee
$3,990/moFrom the listing, unconfirmed
Fee covers
Cable TV, Insurance, Maintenance Structure, Security, Sewer, Trash, Water, Hot Water, Reserve Funds, Pool Service
Special assessments
Not listed - ask Zach
Mandatory club / membership
Not required per the MLS
Insurance (estimate)
About $2,801/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
Flood zone
Zone AE: high-risk flood area, base flood elevation 10 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 28, 2026
Monthly payment (estimate)
$25,681/mo: $16,629 loan + $4,829 tax + $233 insurance + $3,990 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
Year built
2023 · 57 stories
Days on market
About 3 days
Price history (this listing)
Listed Oct 29, 2026.
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Details

  • TypeCondo
  • Beds3 bd
  • Baths4.5
  • Size2,586 sqft
  • Year built2023
  • Parking1 garage
  • PoolCommunity
  • WaterfrontYes: Fixed Bridge, Seawall, Bayfront
  • ViewSkyline, Water, Bay, Direct Ocean, Ocean
  • FurnishedUnfurnished
  • NeighborhoodESCOTTONIA PARK
  • ZIP33137
  • MLS #A12115125
  • To the beachAbout 3.7 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)

Check your commute (opens maps)

From the listing

Experience elevated waterfront living in this spectacular, completely reimagined 3-bedroom, 4.5-bathroom residence, plus a spacious staff quarters featuring its own full bathroom and closet. Boasting breathtaking, sweeping bay views, this exquisitely renovated home showcases exceptional craftsmanship, sophisticated finishes, and meticulous attention to detail throughout. Dramatic recessed ceilings in the expansive living room and primary suite, complemented by elegant recessed lighting, create a refined and contemporary ambiance. Stunning blue-toned natural stone and marble accents, exquisite designer wallpaper and custom built-in closets in every bedroom elevate the interiors to a new level of luxury. Every detail has been thoughtfully curated, blending timeless elegance with modern sophistication. An extraordinary turnkey residence offering impeccable design, luxurious finishes, and mesmerizing bay views MISSONI BAIA | AN EXTRAORDINARY WATERFRONT LIFESTYLE IN THE HEART OF MIAMIExperience the ultimate expression of Italian-inspired luxury at Missoni Baia, one of Miami’s most distinctive waterfront residential towers. Perfectly positioned along Biscayne Bay in the prestigious Edgewater neighborhood, this architectural masterpiece combines world-class design, resort-style amenities, and an unparalleled lifestyle.THE RESIDENCEThis spectacular, completely reimagined 3-bedroom, 4.5-bathroom residence, plus separate staff quarters with a full bathroom and closet, showcases breathtaking panoramic views of Biscayne Bay. Meticulously renovated with exceptional attention to detail, the residence features dramatic recessed ceiling designs in the expansive living room and primary suite, sophisticated recessed lighting, exquisite blue-toned natural stone and marble accents, designer wallcoverings, and custom built-in closets throughout. Every element has been thoughtfully curated to create a seamless blend of contemporary elegance, comfort, and timeless sophistication.THREE SPECTACULAR SWIMMING POOLS & WATERFRONT RELAXATIONResidents enjoy an extraordinary collection of aquatic amenities, including three magnificent swimming pools strategically positioned to capture Miami’s spectacular surroundings. Two pools on the western amenity deck offer exceptional spaces for swimming, lounging, and relaxation, including an Olympic-length lap pool and a resort-style lounge pool. On the eastern side, a breathtaking cantilevered infinity-edge pool overlooks Biscayne Bay, offering u

Virtual tour

Monthly payment calculator

Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.

Estimate, not a loan offer. Tax default: about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.

Estimate closing costs for this home

Florida risk facts

Flood zone
Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 28, 2026. This is a map lookup, not an official flood zone determination.
Wind and building code
Built in 2023, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
Disclosure
Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).

We don't show crime scores or rate neighborhoods. Every listing is open to everyone.

Condo health facts

Building
700
Year built
2023 (3 years old)
Stories
57
HOA / condo fee
$3,990/mo (from the listing, unconfirmed)
Fee covers
Cable TV, Insurance, Maintenance Structure, Security, Sewer, Trash, Water, Hot Water, Reserve Funds, Pool Service
Pets
Yes
Milestone inspection
Due by Dec 31, 2053 for buildings 3+ stories (local officials can require it at 25 years).
Reserve study (SIRS)
Condo buildings 3+ stories must have a structural integrity reserve study. Look up the building's filing in the state condo database (DBPR) or ask Zach for the document pack.

Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.

Start an offer

  1. Pre-approval letter or proof of funds (cash)
  2. The price you'd offer and your deposit
  3. Financing type and closing date
  4. Inspection period you want (often 10-15 days)
  5. Condo documents review: Florida gives you a review period after you receive the association documents
  6. A signed buyer agreement with Zach (Florida practice before touring or offering)

Rather not check the box? That's fine. Zach will call or email instead.

Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.

Tour 700 NE 26th Terrace #3401, Miami, FL 33137

Pick a time; same-day tours when the listing side allows. Zach confirms with the listing agent and texts you. Before a buyer tour Zach sends a short, plain-language buyer agreement to sign.

Pick a day

Same-day: 21 times left today, soonest 9:00 AM.

Rather not check the box? That's fine. Zach will call or email instead.

Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Ask Zach anything

One tap opens a text with this address filled in.

Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM.

From finding it to the keys, one agent

  1. Find it
    Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you.
  2. Tour it
    Same day when the listing side allows, in person or live video.
  3. Afford it
    Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place.
  4. Make the offer or apply
    Zach writes the offer or the application, negotiates, and handles the association approval.
  5. Close or get the keys
    Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.

Report a problem with this listing

Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.

Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.

Chat with Zach

Zach typically replies within 15 minutes, 8 AM to 9 PM ET. After hours, by 9 AM.

Your messages go to Zach only. Reply STOP anytime and he won't follow up again.

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Listing courtesy of Douglas Elliman · 305-677-5000 · BeachesMLS

All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Oct 31, 2026, 10:34 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.

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