Price cut $1.9M3D tour
$8,995,000
1041 W 48th Street, Miami Beach 33140
Est. $72,342/mo with 20% down incl. HOA
Listing courtesy of Coldwell Banker Realty · BeachesMLS
$8,750,000705 W Dilido Drive, Miami Beach, FL 33139
Listing courtesy of Stacy Robins Companies, Inc. · 305-710-6511 · BeachesMLS
Full disclosure: what this home really costs
8 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 31, 2026, unless a row says otherwise.
- Price
- $8,750,000 · $2,640/sqft
- Property taxes
- $73,567/yr (2026 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $5,975/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Not listed - ask Zach
- Monthly payment (estimate)
- $62,057/mo: $47,705 loan + $13,854 tax + $498 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 2018 · 2 stories
- Days on market
- About 12 days
- Price history (this listing)
- Listed Oct 20, 2026.
Details
- TypeHouse
- Beds4 bd
- Baths4.5
- Size3,315 sqft
- Year built2018
- Parking1 garage
- PoolPrivate
- ViewOther
- 55+ statusMarked 55+ in MLS - ask Zach to confirm
- NeighborhoodDI LIDO ISLAND
- ZIP33139
- MLS #A12113592
- To the beachAbout 2.0 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
The one you've been scrolling for! This 4-bedroom sculptural tropical modern treasure on Di Lido Island is a head turner. Part of Miami Beach's coveted Venetian Islands, the home's dramatic contemporary design showcases textured grey exposed concrete, warm wood screens and walls of glass, designed by Ruben Gomez of AI2 Design. The gated corner lot, wrapped in lush, beautifully layered mature greenery, provides a strong sense of privacy. Poolside wall-to-wall sliding doors open to a grand living room with a chevron feature wall. A resort-style pool with a raised mosaic spa, a separate BBQ area and sun-drenched terraces beckon alfresco living. A floating staircase against double-height glass, luxe wood floors and Porsche Design lighting by Apure set the tone. The high-end kitchen features a waterfall island, Sub-Zero/Wolf appliances, gas cooktop, double ovens, a built-in coffee system and wine cooler. Formal dining for 8 sits beside an interior garden. Upstairs, 4 en-suite bedrooms include a Primary retreat with corner walls of glass, treetop views, a large covered terrace, soaking tub, rain shower, dual vanities and a fitted walk-in closet. The fourth bedroom, now a gym and office, opens to its own terrace. A Savant smart home runs lighting, shades, audio, cameras, security and gate, and the pool and spa are app-controlled. A shaded lawn, steps from the front door, is ideal for pets. Minutes to Sunset Harbour, Wynwood and the Design District. Furnishings available separately.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Not checked yet. Look it up on FEMA's map or ask Zach.
- Wind and building code
- Built in 2018, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 8:35 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.