Price cut $1.4M3D tour
$5,799,000
499 NE 4th Street, Boca Raton 33432
Est. $41,309/mo with 20% down
Listing courtesy of One Sotheby's International Realty · BeachesMLS
$5,700,0007080 Lions Head Lane, Boca Raton, FL 33496
Listing courtesy of Douglas Elliman · 561-245-2635 · BeachesMLS
Full disclosure: what this home really costs
12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 14, 2026, unless a row says otherwise.
- Price
- $5,700,000 · $1,039/sqft
- Property taxes
- $24,963/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $1,309/moFrom the listing, unconfirmed
- Fee covers
- Maintenance Grounds, Security, Common Areas, Recreation Facility
- Special assessments
- None listed
- Mandatory club / membership
- Required per the MLS. Membership fee per the MLS: $500,000. Ask Zach for the current club costs
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Nov 1, 2026
- Monthly payment (estimate)
- $41,921/mo: $31,076 loan + $9,025 tax + $511 insurance + $1,309 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1992 · 2 stories
- Days on market
- About 22 days
- Price history (this listing)
- Listed Oct 11, 2026.
Details
- TypeHouse
- Beds5 bd
- Baths5
- Size5,488 sqft
- Year built1992
- Parking3 garage, 3 spaces
- PoolPrivate
- WaterfrontYes: Lake Front, Pond
- ViewGolf Course, Water, Lake, Pond
- Laundryin-unit
- FurnishedNegotiable
- NeighborhoodST ANDREWS COUNTRY CLUB 14
- ZIP33496
- MLS #B26087030
- To the beachAbout 5.5 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Experience refined luxury living in this beautifully updated residence in prestigious St. Andrews Country Club, where sophisticated interiors and breathtaking golf course and lake views create an extraordinary setting. Soaring ceilings, dramatic windows, and an abundance of natural light enhance the home's elegant, expansive living spaces. Offering 5 spacious bedrooms, 4 full and 2 half baths, a private library, and a separate office adjoining the primary suite, this exceptional residence seamlessly blends luxury, comfort, and functionality. The kitchen is a true centerpiece of the home, featuring a complete suite of premium Miele appliances, including a built-in coffee system, an oversized center island, and beautiful finishes. The luxurious primary retreat features generous proportions, a custom walk-through closet, and a beautifully appointed primary bath with two separate water closets. Thoughtful upgrades include a sophisticated Lutron lighting system, motorized custom window shades, full hurricane-impact glass, a whole-house generator with a 500-gallon buried fuel tank, and an air-conditioned two-car plus golf cart garage. Outdoors, a sparkling pool and spa overlook spectacular lake and golf course vistas, creating an idyllic setting for relaxation and entertaining. Combining timeless Mediterranean architecture with beautifully updated interiors and exceptional modern conveniences, this remarkable residence captures the elegance, comfort, and coveted lifestyle of St. Andrews Country Club.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Nov 1, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1992, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.