Price cut $1M3D tour
$22,899,800
1133 Belle Meade Island Drive, Miami 33138
Est. $161,605/mo with 20% down
Listing courtesy of One Sotheby's International Realty · BeachesMLS
$24,850,0007101 NE 10th Avenue, Miami, FL 33138
Listing courtesy of Compass Florida, LLC · 305-315-2396 · BeachesMLS
Full disclosure: what this home really costs
8 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 31, 2026, unless a row says otherwise.
- Price
- $24,850,000 · $3,061/sqft
- Property taxes
- Not listed - ask Zach
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $5,975/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 10 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 28, 2026
- Monthly payment (estimate)
- $175,326/mo: $135,482 loan + $39,346 tax + $498 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 2027 · 2 stories
- Days on market
- About 278 days
- Price history (this listing)
- Listed Jan 26, 2026.
Details
- TypeHouse
- Beds6 bd
- Baths6.5
- Size8,118 sqft
- Year built2027
- Parking3 garage
- PoolPrivate
- WaterfrontYes: Bayfront
- ViewGarden, Pool, Bay, Ocean
- NeighborhoodPRESCOTT ESTATES
- ZIP33138
- MLS #A11945449
- To the beachAbout 3.5 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Set on the original grounds of the historic Prescott Mansion, Villa Prescott is an exceptional new-construction waterfront estate that reinterprets one of Miami’s most storied residential sites for modern luxury living. Positioned directly on open Biscayne Bay, the home offers sweeping bay and downtown skyline views, blending architectural legacy with contemporary design.The residence sits on an oversized 13,140 SF bayfront parcel with 70 feet of water frontage, enhanced by a brand-new seawall and extended perpendicular 90+ foot dock. Raymond Jungles designed landscape with full-height understory creates a private, resort-style setting while maintaining a seamless connection to the water.Spanning 10,916 SF total, including 8,118 SF under air, and 1,293 SF of terraces, the home is designed for refined indoor-outdoor living. A dramatic two-story grand room anchors the residence, framed by expansive glass details that capture cinematic bay views throughout the day. An elevator provides effortless access between levels.The home features 6 bedrooms and 6.5 bathrooms, 3 covered parking spaces, and a layout that balances grand entertaining with private retreat. Elevated interior finishes include custom millwork, a wine refrigerator, natural stone finishes, and warm neutral palettes layered with meticulous detailing.Inquire for 3D development tour. All images are artist’s renderings provided for illustrative purposes.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 28, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 2027, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
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Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Oct 31, 2026, 9:34 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.