Listing courtesy of Florida New Dream Corp. · BeachesMLS
$649,0007120 SW 13TH Street, Pembroke Pines, FL 33023
Listing courtesy of Flat Fee MLS Realty · 813-213-4477 · BeachesMLS
Full disclosure: what this home really costs
11 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 22, 2026, unless a row says otherwise.
- Price
- $649,000 · $394/sqft
- Property taxes
- $4,708/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- None per the listing: “4 BEDROOMS • 3 BATHROOMS • PRIVATE POOL • SEPARATE-ENTRY SUITE • NO HOA • BOAT/RV PARKING Welcome to 7120 SW 13th Street a move-in-ready Pembroke Pines pool home offering a combination that's increasingly difficult to f…”Listing remarks, word for word, unconfirmed
- What the fee covers
- Not listed - ask Zach
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 30, 2026
- Monthly payment (estimate)
- $5,077/mo: $3,538 loan + $1,028 tax + $511 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1958 · 1 story
- Days on market
- About 108 days
- Price history (this listing)
- Originally listed at $679,000; last price change Aug 13, 2026. Down $30,000.























Details
- TypeHouse
- Beds4 bd
- Baths3
- Size1,648 sqft
- Year built1958
- Parking5 spaces
- PoolPrivate
- ViewCity
- LaundryOutside
- NeighborhoodPEMBROKE RANCHES
- ZIP33023
- MLS #B26055214
- To the beachAbout 7.0 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
4 BEDROOMS • 3 BATHROOMS • PRIVATE POOL • SEPARATE-ENTRY SUITE • NO HOA • BOAT/RV PARKING Welcome to 7120 SW 13th Street a move-in-ready Pembroke Pines pool home offering a combination that's increasingly difficult to find: flexible living space, a private backyard, room for recreational vehicles, and no HOA. One of the home's most valuable features is the separate-entry suite with its own full bathroom, creating flexible space for guests, extended family, a private office, or anyone who would benefit from additional privacy. Inside, the home offers 4bedrooms and 3 full bathrooms, an open living area, updated bathrooms, tile flooring, and plenty of natural light. French doors connect the interior to the covered outdoor living area, allowing the backyard to function as a true extension of the home. Step outside and you'll find a private South Florida retreat surrounded by mature coconut palms. The fenced backyard features a swimming pool resurfaced in 2025, covered patio, outdoor kitchen, turf areas, and plenty of room for relaxing, entertaining, grilling, or spending the day outside. The property also offers generous parking for a boat, RV, golf cart, trailer, or additional vehicles, along with a circular driveway... all without the restrictions of an HOA. The location adds another layer to what makes this home unique. A neighborhood park is just one block away, while restaurants, shopping, and everyday conveniences are only minutes from the property. And for something you won't find at every home... the nearby North Perry Airport creates a distinctive backdrop, with the opportunity to watch aircraft climb into the South Florida sky. Whether you're an aviation enthusiast or simply enjoy watching the planes against the Florida sunsets, it's a unique part of the setting that gives this property its own character. Additional highlights include a 2019 roof, hurricane shutters, updated bathrooms, single-story layout, storage/outbuilding, and ample parking. PROPERTY HIGHLIGHTS: • 4 bedrooms / 3 full bathrooms • Separate-entry suite with private bathroom • Private swimming pool... resurfaced in 2025 • Covered patio and outdoor kitchen • Mature coconut palms • Large fenced backyard • Large front yard • Boat and RV parking • Circular driveway and ample parking • No HOA • 2019 roof • 2019 roof • 2018 ac • Hurricane shutters • Updated bathrooms • Single-story layout • Neighborhood park one block away • Restaurants, shopping, and conveniences nearby • Unique
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Oct 30, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1958, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
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From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.