3D tour
$729,800
398 NE 5th Street #4006, Miami 33132
Est. $5,683/mo with 20% down incl. HOA
Listing courtesy of KWG Realty Group LLC · BeachesMLS
$800,0007151 SW 42nd Street, Miami, FL 33155
Listing courtesy of Canvas Real Estate · BeachesMLS
Full disclosure: what this home really costs
8 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Nov 6, 2026, unless a row says otherwise.
- Price
- $800,000 · $619/sqft
- Property taxes
- $9,350/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $5,975/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Nov 6, 2026
- Monthly payment (estimate)
- $6,127/mo: $4,362 loan + $1,267 tax + $498 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1951 · 1 story
- Days on market
- About 87 days
- Price history
- Not listed - ask Zach
Details
- TypeHouse
- Beds4 bd
- Baths3
- Size1,292 sqft
- Year built1951
- Parking4 garage
- ViewOther
- NeighborhoodBIRD ROAD ESTATES
- ZIP33155
- MLS #A12068951
- To the beachAbout 9.8 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Exceptional opportunity to acquire this well-maintained property together with a fully operational Assisted Living Facility (ALF) business, separately listed under MLS A12070397 **The real estate and ALF business must be purchased together, The Owner would be consider be sold separately only the business.The ALF is licensed for 6 residents and currently operates at full occupancy. The property features 5 bedrooms, 3 bathrooms, impact-resistant windows, a brand-new roof (2025), and a backup generator.Strategically located just off Bird Road (SW 40th Street), with convenient access to the Palmetto Expressway (SR-826), Dolphin Expressway (SR-836), Coral Gables, South Miami, and Miami International Airport. Close to hospitals, medical offices, pharmacies, shopping, restaurants, and essential services.The ALF has operated under its current ownership since 2022, while the property has continuously served as a family-operated Assisted Living Facility since 2009, offering an established operating history and strong community presence.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Nov 6, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1951, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach will reply as soon as he can.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
Similar homes in Miami
Text Zach
3D tour
$768,000
398 NE 5th Street #4708, Miami 33132
Est. $5,951/mo with 20% down incl. HOA
Listing courtesy of KWG Realty Group LLC · BeachesMLS
3D tour
$865,000
1703 SW 10th Street, Miami 33135
Est. $6,584/mo with 20% down
Listing courtesy of Sterling One Realty, Inc. · BeachesMLS
Price cut $655K3D tour
$995,000
236 NW 42nd Street, Miami 33127
Est. $7,498/mo with 20% down
Listing courtesy of Miami New Realty · BeachesMLS
Listing courtesy of Canvas Real Estate · BeachesMLS
All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 6, 2026, 6:51 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.