Listing courtesy of Charles Rutenberg Realty FTL · BeachesMLS
Full disclosure: what this home really costs
12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Nov 4, 2026, unless a row says otherwise.
Price
$379,000 · $468/sqft
Property taxes
$5,859/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
HOA / condo fee
$698/mo (listed as $2,095 quarterly)From the listing, unconfirmed
Fee covers
Cable TV, Insurance, Maintenance Grounds, Maintenance Structure, Pest Control, Sewer, Trash, Water, Common Areas, Elevator, Hot Water, Legal/Accounting, Reserve Funds, Roof Repairs, Pool Service
Special assessments
None listed
Mandatory club / membership
Not required per the MLS
Insurance (estimate)
About $1,816/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
Flood zone
Zone AE: high-risk flood area, base flood elevation 6 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 29, 2026
Large balcony with ocean view, beautiful sunrises, and great nighttime city skyline. Walk to the beach, neighborhood restaurants, and entertainment. This 2-bedroom condo in a small boutique building has low HOA, new kitchen, fresh paint, and vinyl hardwood flooring. 40-year certification complete, very healthy reserves, heated pool, and assigned off-street parking, all 2 blocks to the beach.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 29, 2026. This is a map lookup, not an official flood zone determination.
Wind and building code
Built in 1970, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
Disclosure
Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Condo health facts
Building
Leisure Sands
Year built
1970 (56 years old)
Stories
7
HOA / condo fee
$698/mo (from the listing, unconfirmed)
Fee covers
Cable TV, Insurance, Maintenance Grounds, Maintenance Structure, Pest Control, Sewer, Trash, Water, Common Areas, Elevator, Hot Water, Legal/Accounting, Reserve Funds, Roof Repairs, Pool Service
Pets
No
Milestone inspection
This building is 56 years old. Florida requires a milestone structural inspection for condo buildings 3+ stories by Dec 31 of the year they turn 30 (local officials can require it at 25), then every 10 years. Ask Zach for the report.
Reserve study (SIRS)
Condo buildings 3+ stories must have a structural integrity reserve study. Look up the building's filing in the state condo database (DBPR) or ask Zach for the document pack.
Find it Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you.
Tour it Same day when the listing side allows, in person or live video.
Afford it Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place.
Make the offer or apply Zach writes the offer or the application, negotiates, and handles the association approval.
Close or get the keys Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
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