3D tour
$1,200,000
Address not published, Miami 33162
Est. $8,940/mo with 20% down
Listing courtesy of Vista Mar Realty Group Inc. · BeachesMLS
$1,099,0007395 SW 39th Street, Miami, FL 33155
Listing courtesy of GK Realty Group · 754-444-3700 · BeachesMLS
Full disclosure: what this home really costs
9 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $1,099,000 · $470/sqft
- Property taxes
- $11,626/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $5,975/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 29, 2026
- Monthly payment (estimate)
- $8,230/mo: $5,992 loan + $1,740 tax + $498 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1953 · 1 story
- Days on market
- About 140 days
- Price history (this listing)
- Originally listed at $1,149,000; last price change Jul 30, 2026; listed Jun 15, 2026. Down $50,000.
Details
- TypeHouse
- Beds4 bd
- Baths3
- Size2,340 sqft
- Year built1953
- PoolPrivate
- ViewOther, Pool
- NeighborhoodCENTRAL MIAMI PART 6
- ZIP33155
- MLS #A12037604
- To the beachAbout 10 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
One of the biggest renovated pool home in the area. Rare find and highly profitable licensed Vacation Rental. This turnkey residence combines modern luxury, thoughtful design, and unbeatable convenience in one of Miami’s most desirable central neighborhoods. Completely renovated with high-end finishes throughout, the home features 4 bedrooms and 3 beautifully appointed bathrooms, including two spacious primary suites ideal for multigenerational living or guest accommodations. The designer kitchen showcases premium appliances, custom cabinetry, and an oversized island that flows seamlessly into bright, open living spaces enhanced by impact windows and doors. Major upgrades include new plumbing, updated electrical systems, and dual A/C units for year-round comfort and peace of mind. Step outside to your own private tropical retreat featuring a sparkling pool, covered patio, and cabana bath—perfect for relaxing or entertaining family and friends. Ideally situated just moments from Bird Road, residents enjoy easy access to Coral Gables, top dining, shopping, and everyday conveniences while being surrounded by quiet residential streets. Nearby recreation includes parks, walking trails, sports facilities, playgrounds, and outdoor green spaces, offering an exceptional South Florida lifestyle. Move-in ready and easy to show—this is the one buyers have been waiting for!
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Oct 29, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1953, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 4:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.