Price cut $10K3D tour
$389,900
1390 NW 70th Lane, Margate 33063
Est. $3,664/mo with 20% down incl. HOA
Listing courtesy of LoKation · BeachesMLS
$339,500740 NW 74th Terrace, Margate, FL 33063
Listing courtesy of Keller Williams Realty SW · 954-237-0400 · BeachesMLS
Full disclosure: what this home really costs
9 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $339,500 · $201/sqft
- Property taxes
- $3,819/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $94/mo (listed as $282 quarterly)From the listing, unconfirmed
- What the fee covers
- Not listed - ask Zach
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Not listed - ask Zach
- Monthly payment (estimate)
- $2,994/mo: $1,851 loan + $538 tax + $511 insurance + $94 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1973 · 1 story
- Days on market
- About 2 days
- Price history (this listing)
- Listed Oct 30, 2026.
Details
- TypeHouse
- Beds2 bd
- Baths2
- Size1,690 sqft
- Year built1973
- Parking1 garage
- WaterfrontYes: Canal Front
- ViewCanal
- Laundryin-unit
- 55+ statusMarked 55+ in MLS - ask Zach to confirm
- NeighborhoodPARADISE GARDENS SEC 4
- ZIP33063
- MLS #A12115310
- To the beachAbout 8.4 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Welcome to a PRE-CERTIFIED RESALE HOME! What does that mean for you? Confidence and peace of mind! This beautifully maintained home has already been inspected and appraised ABOVE the asking price! Located in a peaceful 55+ community, this move-in-ready home offers 2 bedrooms, 2 full baths, a full dining room, living room, kitchen, and TWO additional flexible spaces that can become bedrooms, a home office, den, or sitting room. Pride of ownership shines throughout! Major improvements include a roof and water heater approximately 6 years old, A/C approximately 2–3 years old, and hurricane-impact windows and doors throughout. Step outside to your covered patio, relax with your morning coffee, and enjoy tranquil canal views. Even better, the Documents section includes the inspection report, appraisal, estimated insurance costs, receipts for improvements, and permits. No guessing about the major improvements; the documentation is there for you to review! Just minutes from shopping, dining, and South Florida's beautiful beaches, this home offers the perfect combination of comfort, flexibility, convenience, and peace of mind. The homework has been done. Now it's time to enjoy the Florida lifestyle!
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Not checked yet. Look it up on FEMA's map or ask Zach.
- Wind and building code
- Built in 1973, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach typically replies within 15 minutes, 8 AM to 9 PM ET. After hours, by 9 AM.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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Listing courtesy of Keller Williams Realty SW · 954-237-0400 · BeachesMLS
All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Oct 31, 2026, 10:34 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.