zach.homesRealty Hub 754-332-7529

Zach Curtis, REALTOR®, Realty Hub, license SL3664129 · 754-332-7529

$1,890,0008118 NW 46th Terrace, Doral, FL 33166

4 bd · 3 ba · 3,436 sqft · On the market about 271 days · Active

Listing courtesy of Signature Miami Real Estate LLC · 305-778-5131 · BeachesMLS

Full disclosure: what this home really costs

10 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 31, 2026, unless a row says otherwise.

Price
$1,890,000 · $550/sqft
Property taxes
$30,092/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
HOA / condo fee
$366/moFrom the listing, unconfirmed
What the fee covers
Not listed - ask Zach
Special assessments
Not listed - ask Zach
Mandatory club / membership
Not required per the MLS
Insurance (estimate)
About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
Flood zone
Zone X (shaded): moderate flood risk. Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 31, 2026
Monthly payment (estimate)
$14,174/mo: $10,304 loan + $2,993 tax + $511 insurance + $366 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
Year built
2021 · 2 stories
Days on market
About 271 days
Price history (this listing)
Originally listed at $1,820,000; last price change Oct 2, 2026.
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Details

  • TypeHouse
  • Beds4 bd
  • Baths3
  • Size3,436 sqft
  • Year built2021
  • Parking2 garage
  • PoolPrivate
  • ViewGarden, Other
  • 55+ statusMarked 55+ in MLS - ask Zach to confirm
  • NeighborhoodDOWNTOWN DORAL SOUTH PHAS
  • ZIP33166
  • MLS #A11959385
  • To the beachAbout 12 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)

Check your commute (opens maps)

From the listing

Stunning Nearly New Modern Home with Luxury Upgrades and Resort-Style Living. Step into this exceptional 5-year-old single-family home offering 3,964 SQFT of actual area, beautifully design and filled with premium upgrades and impeccable taste. With 4 spacious bedrooms and 3 elegant bathrooms, this residence blends modern comfort with sophisticated style. The main level features exquisite contemporary open floorplan, a full water-softening system, and an advanced kitchen osmosis filtration system. The Italian-designed kitchen is a true showpiece—sleek cabinetry, premium finishes, and a massive walk-in pantry create the perfect space for cooking and entertaining. Upstairs, a generous family-style loft provides the ideal spot for movie nights or relaxation. Two comfortable secondary bedrooms accompany a spectacular primary suite, complete with a spa-inspired bathroom, magnificent walk-in closet designed for maximum luxury and organization. Step outside to your private oasis: a modern heated pool, a stylish barbecue area, and a spacious backyard perfect for gatherings or quiet evenings under the stars. Additional highlights include an ample garage, thoughtful upgrades throughout, a layout that balances openness with functionality. Located just a short 4-minute walk from the community clubhouse, you’ll enjoy access to a state-of-the-art gym, a stunning pool, and multiple beautifully designed recreational areas. Close to Downtown Doral, Restaurants and close to everything.

Virtual tour

Monthly payment calculator

Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.

Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.

Estimate closing costs for this home

Florida risk facts

Flood zone
Zone X (shaded): moderate flood risk. Outside the high-risk area but inside the 0.2% annual-chance (500-year) floodplain. Flood insurance is optional and often worth pricing. Source: FEMA National Flood Hazard Layer, checked Oct 31, 2026. This is a map lookup, not an official flood zone determination.
Wind and building code
Built in 2021, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
Disclosure
Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).

We don't show crime scores or rate neighborhoods. Every listing is open to everyone.

Start an offer

  1. Pre-approval letter or proof of funds (cash)
  2. The price you'd offer and your deposit
  3. Financing type and closing date
  4. Inspection period you want (often 10-15 days)
  5. A signed buyer agreement with Zach (Florida practice before touring or offering)

Rather not check the box? That's fine. Zach will call or email instead.

Zach will reply as soon as he can. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.

Tour 8118 NW 46th Terrace, Doral, FL 33166

Pick a time; same-day tours when the listing side allows. Zach confirms with the listing agent and texts you. Before a buyer tour Zach sends a short, plain-language buyer agreement to sign.

Pick a day

Same-day: 21 times left today, soonest 9:00 AM.

Rather not check the box? That's fine. Zach will call or email instead.

Zach will reply as soon as he can. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Ask Zach anything

One tap opens a text with this address filled in.

Zach will reply as soon as he can.

From finding it to the keys, one agent

  1. Find it
    Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you.
  2. Tour it
    Same day when the listing side allows, in person or live video.
  3. Afford it
    Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place.
  4. Make the offer or apply
    Zach writes the offer or the application, negotiates, and handles the association approval.
  5. Close or get the keys
    Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.

Report a problem with this listing

Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.

Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.

Chat with Zach

Zach will reply as soon as he can.

Your messages go to Zach only. Reply STOP anytime and he won't follow up again.

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Listing courtesy of Signature Miami Real Estate LLC · 305-778-5131 · BeachesMLS

All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.

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