zach.homesRealty Hub 754-332-7529

Zach Curtis, REALTOR®, Realty Hub, license SL3664129 · 754-332-7529

$1,199,000817 Lorca Street, Coral Gables, FL 33134

3 bd · 2 ba · 1,745 sqft · Price cut $86,000 · On the market about 31 days · Active

Listing courtesy of Compass Florida, LLC · 305-697-2904 · BeachesMLS

Full disclosure: what this home really costs

8 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.

Price
$1,199,000 · $687/sqft
Property taxes
$12,211/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
HOA / condo fee
Not listed - ask Zach
What the fee covers
Not listed - ask Zach
Special assessments
Not listed - ask Zach
Mandatory club / membership
Not required per the MLS
Insurance (estimate)
About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
Flood zone
Not listed - ask Zach
Monthly payment (estimate)
$8,946/mo: $6,537 loan + $1,898 tax + $511 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
Year built
1926 · 1 story
Days on market
About 31 days
Price history (this listing)
Originally listed at $1,285,000; last price change Oct 30, 2026; listed Sep 30, 2026. Down $86,000.
817 Lorca Street, Coral Gables, FL 33134, photo 1 of 12817 Lorca Street, Coral Gables, FL 33134, photo 2 of 12817 Lorca Street, Coral Gables, FL 33134, photo 3 of 12817 Lorca Street, Coral Gables, FL 33134, photo 4 of 12817 Lorca Street, Coral Gables, FL 33134, photo 5 of 12817 Lorca Street, Coral Gables, FL 33134, photo 6 of 12817 Lorca Street, Coral Gables, FL 33134, photo 7 of 12817 Lorca Street, Coral Gables, FL 33134, photo 8 of 12817 Lorca Street, Coral Gables, FL 33134, photo 9 of 12817 Lorca Street, Coral Gables, FL 33134, photo 10 of 12817 Lorca Street, Coral Gables, FL 33134, photo 11 of 12817 Lorca Street, Coral Gables, FL 33134, photo 12 of 12

Details

  • TypeHouse
  • Beds3 bd
  • Baths2
  • Size1,745 sqft
  • Year built1926
  • 55+ statusMarked 55+ in MLS - ask Zach to confirm
  • NeighborhoodC GABLES GRANADA SEC REV
  • ZIP33134
  • MLS #A12096658
  • To the beachAbout 8.0 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)

Check your commute (opens maps)

From the listing

Completely reimagined and entirely brand new, this fully renovated home offers an opportunity to own a turnkeyresidence in North Coral Gables. Thoughtfully redesigned, this 3 bedroom, 2 bath home blends timeless charmwith a clean, modern aesthetic. A new open concept layout creates seamless flow between the living, dining, andkitchen areas, ideal for both everyday living and entertaining. The kitchen anchors the home with refined finishes, modern appliances, and a functional design to maximize the space. Brand new upgrades include: impact windows and doors, new flooring, new kitchen, fully renovated bathrooms, fresh interior and exterior updates, delivering a true move-in ready home. Set on a 5,100 SF lot, the location offers close proximity to Miracle Mile, the Biltmore Hotel, Granada Golf Course, Little Havana, MIA Airport, parks, and top dining. The primary bedroom does not have an en-suite bathroom.

Virtual tour

Monthly payment calculator

Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.

Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.

Estimate closing costs for this home

Florida risk facts

Flood zone
Not checked yet. Look it up on FEMA's map or ask Zach.
Wind and building code
Built in 1926, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
Disclosure
Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).

We don't show crime scores or rate neighborhoods. Every listing is open to everyone.

Start an offer

  1. Pre-approval letter or proof of funds (cash)
  2. The price you'd offer and your deposit
  3. Financing type and closing date
  4. Inspection period you want (often 10-15 days)
  5. A signed buyer agreement with Zach (Florida practice before touring or offering)

Rather not check the box? That's fine. Zach will call or email instead.

Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.

Tour 817 Lorca Street, Coral Gables, FL 33134

Pick a time; same-day tours when the listing side allows. Zach confirms with the listing agent and texts you. Before a buyer tour Zach sends a short, plain-language buyer agreement to sign.

Pick a day

Same-day: 21 times left today, soonest 9:00 AM.

Rather not check the box? That's fine. Zach will call or email instead.

Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Ask Zach anything

One tap opens a text with this address filled in.

Is it still available?What's the HOA really?Can I see it today?What would you offer?

Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM.

From finding it to the keys, one agent

  1. Find it
    Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you.
  2. Tour it
    Same day when the listing side allows, in person or live video.
  3. Afford it
    Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place.
  4. Make the offer or apply
    Zach writes the offer or the application, negotiates, and handles the association approval.
  5. Close or get the keys
    Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.

Report a problem with this listing

Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.

Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.

Chat with Zach

Zach typically replies within 15 minutes, 8 AM to 9 PM ET. After hours, by 9 AM.

Your messages go to Zach only. Reply STOP anytime and he won't follow up again.

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Listing courtesy of Compass Florida, LLC · 305-697-2904 · BeachesMLS

All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Oct 30, 2026, 10:20 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.

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