Listing courtesy of My Realty Group, LLC. · BeachesMLS
$899,500821 SE 16th Street, Deerfield Beach, FL 33441
Open house: Nov 1, 2026, 5:15 PM to 7:35 PM
Listing courtesy of Campbell&Rosemurgy Real Estate · 954-427-8686 · BeachesMLS
Full disclosure: what this home really costs
10 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 31, 2026, unless a row says otherwise.
- Price
- $899,500 · $503/sqft
- Property taxes
- $4,551/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 7 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 30, 2026
- Monthly payment (estimate)
- $6,839/mo: $4,904 loan + $1,424 tax + $511 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1960 · 1 story
- Days on market
- About 89 days
- Price history (this listing)
- Originally listed at $924,000; last price change Sep 14, 2026. Down $24,500.























Details
- TypeHouse
- Beds3 bd
- Baths3
- Size1,790 sqft
- Year built1960
- Parking2 garage, 5 spaces
- PoolPrivate
- ViewPool
- LaundryIn Garage, Laundry Room
- FurnishedUnfurnished
- NeighborhoodEASTWAY PARK SEC 3
- ZIP33441
- MLS #B26063419
- To the beachAbout 0.9 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Welcome to this thoughtfully designed single-story residence in desirable Cove neighborhood, Deerfield Beach. This three-bedroom, three-bathroom home offers 1,790 square feet of finished living space, providing comfortable accommodations and functional layout for modern living. The generous room count ensures flexibility for various lifestyle needs, whether you're seeking additional space for a home office, guest quarters, or personal retreat. Situated in the established community of the lovely Cove area, this property presents an excellent opportunity for those seeking a well-proportioned residence in Deerfield Beach. A short bike ride away from Degroff Park a quiet, waterfront park spanning roughly 3 acres,known as a hidden gem offerring a calm green space right along the water. Minutes ride to Coastal suburban convenience,international fishing pier,shopping dining nearby Boca Town Center. Award winning "Blue Wave"beach. Home features include real Oak flooring in den and family room.Family room with cathedral ceiling,plantation shuuters, pool facing airy office/den with customized Desk and cabinets, customized built-in wall bookcase.bathroom Cabana bathroomwith shelving and customized storage cabinet immediately adjacent to the pool. 1 and a half car garage equipped with Galdiator wall cabinets,hooks and a 8 foot sold wood Galdiator work table.Garage includes a laundry tub. Charming country kitchen with decorative tumbled marble backsplash thorughout with stainless steel applainces.Oversized master suite includes an en-suite luxurious spa like bathroom,walk in shower with hand spray body jets.Spacious floor to ceiling reach in closets with open and closed storage with upper and lower hanging areas. Enclosed by 4 separate decorative doors.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 30, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1960, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.