Price cut $45K3D tour
$1,130,000
5323 NW 109th Court, Doral 33178
Est. $8,776/mo with 20% down incl. HOA
Listing courtesy of Winsome Realty · BeachesMLS
$1,449,0008267 NW 48th Street, Doral, FL 33166
Listing courtesy of Compass Florida, LLC · 305-697-5402 · BeachesMLS
Full disclosure: what this home really costs
10 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 31, 2026, unless a row says otherwise.
- Price
- $1,449,000 · $509/sqft
- Property taxes
- $19,387/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $406/moFrom the listing, unconfirmed
- What the fee covers
- Not listed - ask Zach
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X (shaded): moderate flood risk. Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 31, 2026
- Monthly payment (estimate)
- $11,111/mo: $7,900 loan + $2,294 tax + $511 insurance + $406 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 2019 · 3 stories
- Days on market
- About 75 days
- Price history (this listing)
- Originally listed at $1,500,000; last price change Sep 11, 2026; listed Aug 19, 2026. Down $51,000.
Details
- TypeHouse
- Beds4 bd
- Baths3.5
- Size2,844 sqft
- Year built2019
- Parking2 garage
- PoolCommunity
- ViewGarden
- NeighborhoodDOWNTOWN DORAL SOUTH PHAS
- ZIP33166
- MLS #A12073575
- To the beachAbout 13 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Welcome to this stunning Fiji model in Downtown Doral, offering an exceptional combination of space, upgrades, and location. The home features four bedrooms, including a fully equipped first-floor guest suite with a private entrance, separate living area with kitchenette, bedroom and bathroom—ideal for visitors or extended family. Elegant 48” x 48” porcelain tile flooring enhances the spacious interiors. Thoughtful upgrades include solar panels, an enhanced primary bathroom with upgraded shower and tub, a custom bar area, a beautifully paved and landscaped courtyard, smart-home features, automated shades, dimmer switches, and a built-out primary closet. Large walk-in closets in every bedroom and a deep two-car garage provide exceptional storage. Enjoy being just a 2-minute walk from the clubhouse and fitness center, approximately 10 minutes from the neighborhood school, shops, restaurants, and two parks with playgrounds, and about 15 minutes from Publix. Downtown Doral offers a vibrant lifestyle surrounded by excellent shopping, diverse dining, entertainment, community events, green spaces, and renowned golf courses. Residents also enjoy convenient access to CityPlace Doral, Miami International Mall, Dolphin Mall, major highways, and Miami International Airport.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X (shaded): moderate flood risk. Outside the high-risk area but inside the 0.2% annual-chance (500-year) floodplain. Flood insurance is optional and often worth pricing. Source: FEMA National Flood Hazard Layer, checked Oct 31, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 2019, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.