Price cut $10K3D tour
$389,900
1390 NW 70th Lane, Margate 33063
Est. $3,664/mo with 20% down incl. HOA
Listing courtesy of LoKation · BeachesMLS
$499,000830 SW 50th Avenue, Margate, FL 33068
Listing courtesy of London Foster Realty · 305-514-0100 · BeachesMLS
Full disclosure: what this home really costs
10 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $499,000 · $288/sqft
- Property taxes
- $9,289/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $23/mo (listed as $275 annually)
The remarks say something different: “6 bed, 2 bath waterfront home on a large 6,924 sqft lot • Rented for $5,433/month • The rental income is supported by a government housing assistance program (as of October: $4,716 government / $717 tenant) • Lease renew…” The MLS fee field is shown above; ask Zach which is current.From the listing, unconfirmed - What the fee covers
- Not listed - ask Zach
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X (shaded): moderate flood risk. Flood insurance optional; often worth pricing.FEMA flood map, checked Nov 1, 2026
- Monthly payment (estimate)
- $4,045/mo: $2,721 loan + $790 tax + $511 insurance + $23 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1979 · 1 story
- Days on market
- About 14 days
- Price history (this listing)
- Listed Oct 19, 2026.
Details
- TypeHouse
- Beds6 bd
- Baths2
- Size1,735 sqft
- Year built1979
- WaterfrontYes: Canal Front
- ViewGarden, Water, Canal
- NeighborhoodOAKLAND HILLS 4TH SEC
- ZIP33068
- MLS #A12088697
- To the beachAbout 6.4 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
AMAZING ROI!!! 6 bed, 2 bath waterfront home on a large 6,924 sqft lot • Rented for $5,433/month • The rental income is supported by a government housing assistance program (as of October: $4,716 government / $717 tenant) • Lease renews 10/31/2027 • The tenant has been at the property since December 2022 • HVAC 2026 • Roof 2020 (10 years left) & 2004 (5 years left)Community Clubhouse (Pool • Tennis • Basketball) - HOA is only $275 USD per year.• Current management company available for seamless transition. Please do not disturb tenant or knock on the door!
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X (shaded): moderate flood risk. Outside the high-risk area but inside the 0.2% annual-chance (500-year) floodplain. Flood insurance is optional and often worth pricing. Source: FEMA National Flood Hazard Layer, checked Nov 1, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1979, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.