Price cut $30K3D tour
$320,000
5401 Collins Avenue #209, Miami Beach 33140
Est. $3,632/mo with 20% down incl. HOA
Listing courtesy of SunCoast Beach Rlty Inc. · BeachesMLS
$295,000846 Jefferson Avenue #7, Miami Beach, FL 33139
Listing courtesy of Compass Florida, LLC. · 305-851-2820 · BeachesMLS
Full disclosure: what this home really costs
12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $295,000 · $378/sqft
- Property taxes
- $4,935/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $613/moFrom the listing, unconfirmed
- Fee covers
- Insurance, Maintenance Grounds, Maintenance Structure, Common Areas
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $2,801/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 8 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 31, 2026
- Monthly payment (estimate)
- $2,921/mo: $1,608 loan + $467 tax + $233 insurance + $613 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1935 · 2 stories
- Days on market
- About 7 days
- Price history (this listing)
- Listed Oct 26, 2026.
Details
- TypeCondo
- Beds1 bd
- Baths1
- Size780 sqft
- Year built1935
- ViewOther
- FurnishedUnfurnished
- NeighborhoodFLAMINGO WAVE CONDO
- ZIP33139
- MLS #A12111867
- To the beachAbout 0.5 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Discover timeless Art Deco charm in the heart of South Beach. This bright, top-floor corner residence offers 780 SF of inviting living space, blending classic architectural character with everyday comfort. Abundant natural light fills the interiors, where warm hardwood floors create an inviting atmosphere throughout the open living and dining areas. The functional kitchen features stainless steel appliances and an eat-in dining space, while the generously sized bedroom offers ample storage and peaceful views overlooking the building's lush tropical courtyard. Nestled within an intimate, 10-unit Art Deco building, residents enjoy a tranquil setting with the convenience of on-site laundry. Ideally situated in one of Miami Beach's most vibrant neighborhoods, just a short stroll from Flamingo Park, the beach, and the renowned boutiques, restaurants, and entertainment along Lincoln Road. Whether enjoying a morning walk through the neighborhood, an afternoon by the ocean, or an evening exploring South Beach's celebrated dining scene, this residence offers an effortless connection to the best of Miami Beach living. A wonderful opportunity to enjoy historic charm, natural light, and an exceptional location in the heart of South Beach.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 31, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1935, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Condo health facts
- Building
- Not listed - ask Zach
- Year built
- 1935 (91 years old)
- Stories
- 2
- HOA / condo fee
- $613/mo (from the listing, unconfirmed)
- Fee covers
- Insurance, Maintenance Grounds, Maintenance Structure, Common Areas
- Pets
- Yes, Pet Restrictions Possible
- Milestone inspection
- The listing shows 2 stories. Florida's milestone inspection covers condo buildings 3+ stories, so it may not apply here - ask Zach to confirm.
- Reserve study (SIRS)
- Required for condo buildings 3+ stories; with 2 stories listed it may not apply. Ask Zach, or check the state condo database (DBPR).
Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- Condo documents review: Florida gives you a review period after you receive the association documents
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.