3D tour
$4,194,500
2578 NW 63rd Lane, Boca Raton 33496
Est. $31,145/mo with 20% down incl. HOA
Listing courtesy of Blueshore Realty, LLC · BeachesMLS
$3,499,0008550 Crystal Downs Avenue, Boca Raton, FL 33434
Listing courtesy of Compass Florida LLC · 561-285-4283 · BeachesMLS
Full disclosure: what this home really costs
11 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 24, 2026, unless a row says otherwise.
- Price
- $3,499,000 · $690/sqft
- Property taxes
- $27,972/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $750/moFrom the listing, unconfirmed
- Fee covers
- Maintenance Grounds, Security, Trash, Recreation Facility
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Not listed - ask Zach
- Monthly payment (estimate)
- $25,877/mo: $19,076 loan + $5,540 tax + $511 insurance + $750 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 2023 · 2 stories
- Days on market
- About 16 days
- Price history (this listing)
- Originally listed at $3,699,000; last price change Oct 22, 2026; listed Oct 16, 2026. Down $200,000.
Details
- TypeHouse
- Beds5 bd
- Baths5.5
- Size5,071 sqft
- Year built2023
- Parking3 garage, 3 spaces
- PoolPrivate
- WaterfrontYes
- ViewWater
- Laundryin-unit
- FurnishedFurnished
- NeighborhoodBOCA RATON GOLF COURSE PUD
- ZIP33434
- MLS #B26088993
- To the beachAbout 6.8 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
This Extraordinary Residence presents a rare opportunity to enjoy a Professionally Designed, Move-In Ready Masterpiece in one of Boca Raton's most desirable luxury communities. Experience Turnkey Luxury Living in this Spectacular Fully-Furnished Sumatra Grand Former Model Home in the prestigious Lotus Palm Community of Boca Raton. Perfectly positioned with breathtaking lake views, this exquisite residence offers five spacious bedrooms, six bathrooms, and an exceptional blend of sophisticated design, elegance, and resort-style living. Designed for both grand entertaining and everyday comfort, the home features a stunning gourmet kitchen with large kitchen island, a private movie theater, a game room, a loft/study area, and beautifully appointed living spaces showcasing designer furnishings and luxurious finishes throughout. Step outside to your own private tropical oasis, complete with a gorgeous pool and spa, as well as a summer kitchen with pizza oven and seated waterfall island overlooking the serene, panoramic lake views. As the former builder's model home, every detail has been thoughtfully curated in this Sumatra Grand to showcase the finest in luxury living. Offered fully furnished and completely turnkey. Simply bring your suitcase and begin enjoying the South Florida lifestyle at its finest! Please note that a Full Home Generator has been installed for peace of mind!
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Not checked yet. Look it up on FEMA's map or ask Zach.
- Wind and building code
- Built in 2023, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Oct 31, 2026, 9:34 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.