3D tour
$2,478,000
9448 Abbott Avenue, Surfside 33154
Est. $16,627/mo with 20% down
Listing courtesy of RKC Realty, LLC. · BeachesMLS
$1,995,0008819 Dickens Avenue, Surfside, FL 33154
Listing courtesy of EXP Realty LLC · 888-883-8509 · BeachesMLS
Full disclosure: what this home really costs
8 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 25, 2026, unless a row says otherwise.
- Price
- $1,995,000 · $1,021/sqft
- Property taxes
- $22,461/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $5,975/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Not listed - ask Zach
- Monthly payment (estimate)
- $13,484/mo: $9,827 loan + $3,159 tax + $498 insurance. 20% down, 6.25% rate, 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1951 · 1 story
- Days on market
- About 73 days
- Price history (this listing)
- Originally listed at $2,080,000; last price change Sep 25, 2026; listed Aug 16, 2026. Down $85,000.
Details
- TypeHouse
- Beds4 bd
- Baths3
- Size1,954 sqft
- Year built1951
- ViewGarden, Other
- NeighborhoodNORMANDY BEACH 2ND AMENDE
- ZIP33154
- MLS #A12072080
- To the beachAbout 0.3 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Beautifully renovated Surfside home just a few blocks from the beach, offering 1,954 sq ft under A/C on a 5,600 sq ft lot. This 4-bedroom, 3-bath residence features three fully renovated bathrooms, new flooring throughout, a brand-new A/C system, impact windows and doors, nearly new appliances, and a tankless gas water heater. The bright semi-open kitchen offers a gas range, breakfast counter, and excellent flow into the living areas. The spacious primary suite features a beautifully updated bathroom with a dual rain shower. The living room and sunroom open to a private landscaped backyard with a wood deck and plenty of room to add a pool. Two-car driveway. Located on one of Surfside’s quiet residential streets, just blocks from the ocean and the Surfside Community Center, where residents enjoy complimentary access to the pools, Jacuzzi, tennis courts, fitness facilities, and more. Minutes from Bal Harbour Shops, The Surf Club, and the 96th Street dining corridor.
Monthly payment calculator
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Not checked yet. Look it up on FEMA's map or ask Zach.
- Wind and building code
- Built in 1951, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach typically replies within 15 minutes, 8 AM to 9 PM ET. After hours, by 9 AM.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Oct 27, 2026, 4:51 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.