Price cut $16K3D tour
$299,000
8953 NE 4th Ave Road #8953, Miami Shores 33138
Est. $3,515/mo with 20% down incl. HOA
Listing courtesy of EXP Realty LLC · BeachesMLS
$324,9008941 NE 4th Ave Road #8941, Miami Shores, FL 33138
Listing courtesy of Tomlinson Realty Group · 305-333-5333 · BeachesMLS
Full disclosure: what this home really costs
12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $324,900 · $341/sqft
- Property taxes
- $5,324/yr (2026 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $883/moFrom the listing, unconfirmed
- Fee covers
- Maintenance Grounds, Maintenance Structure, Sewer, Trash, Water, Pool Service
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 31, 2026
- Monthly payment (estimate)
- $3,679/mo: $1,771 loan + $514 tax + $511 insurance + $883 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1974 · 2 stories
- Days on market
- About 62 days
- Price history (this listing)
- Originally listed at $349,000; last price change Oct 28, 2026; listed Sep 1, 2026. Down $24,100.
Details
- TypeTownhouse
- Beds2 bd
- Baths1.5
- Size954 sqft
- Year built1974
- PoolCommunity
- ViewGarden
- Laundryin-unit
- 55+ statusMarked 55+ in MLS - ask Zach to confirm
- NeighborhoodMIAMI SHORES
- ZIP33138
- MLS #A12081616
- To the beachAbout 4.2 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
MIAMI SHORES TOWNHOME! "OWNER WILL FINANCE" W/20% DOWN TERMS NEG. 2 beds and 1,5 bath Sunny and Bright floor plan, remodeled kitchen, large bedrooms, open floorplan large upen back patio.2 large bedrooms with a shared bathroom. Primary Suite has High Vaulted Ceilings. Lots of Closet Space indoor and outside storage and 2 parking spaces (1 assigned + extra spot). Close to Restaurants Publix and shopping 2 blocks off Biscayne Blvd, Only Minutes to the Beaches. Property has a Pool and Clubroom.only 8 unit walk to Pool Deck very close in hot summer! Vacant Easy to show. 5 blocks from Miami Shores Country Club for Golf Pool and Tennis.. Water Sewer and Trash included in Mtn Fee!
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Oct 31, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1974, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach will reply as soon as he can.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
Similar homes in Miami Shores
Text Zach
Price cut $10K3D tour
$365,000
8823 NE 4th Ave Road #8823, Miami Shores 33138
Est. $4,183/mo with 20% down incl. HOA
Listing courtesy of Keller Williams Capital Realty · BeachesMLS
3D tour
$369,000
9043 Park Road Drive #9043, Miami Shores 33138
Est. $4,212/mo with 20% down incl. HOA
Listing courtesy of Luxe Properties · BeachesMLS
Listing courtesy of Tomlinson Realty Group · 305-333-5333 · BeachesMLS
All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.