Price cut $52K3D tour
$118,500
1400 Saint Charles Place #211, Pembroke Pines 33026
Est. $1,575/mo with 20% down incl. HOA
Listing courtesy of Berkshire Hathaway HomeService · BeachesMLS
$119,900900 Saint Charles Place #316, Pembroke Pines, FL 33026
Listing courtesy of LPT Realty, LLC · 877-366-2213 · BeachesMLS
Full disclosure: what this home really costs
11 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 31, 2026, unless a row says otherwise.
- Price
- $119,900 · $109/sqft
- Property taxes
- $3,520/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $801/moFrom the listing, unconfirmed
- Fee covers
- Cable TV, Maintenance Grounds, Elevator, Golf, Roof Repairs, Recreation Facility, Pool Service
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $1,816/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 6 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 28, 2026
- Monthly payment (estimate)
- $1,899/mo: $654 loan + $293 tax + $151 insurance + $801 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1981 · 8 stories
- Days on market
- About 254 days
- Price history (this listing)
- Originally listed at $157,000; last price change Jun 23, 2026; listed Feb 21, 2026. Down $37,100.
Details
- TypeCondo
- Beds2 bd
- Baths2
- Size1,100 sqft
- Year built1981
- PoolCommunity
- ViewOther
- 55+ statusMarked 55+ in MLS - ask Zach to confirm
- NeighborhoodPARK PLACE CONDOMINIUM NO
- ZIP33026
- MLS #A11969836
- To the beachAbout 11 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Welcome to easy, low-maintenance living in the heart of Pembroke Pines! This spacious 2-bedroom, 2-bath condo is located in a desirable 55+ gated community, offering comfort, security, and a vibrant lifestyle.Step inside to a bright and open living and dining area, perfect for relaxing or entertaining. The primary suite features a beautifully remodeled bathroom, and the unit includes new laminate flooring throughout for a clean, modern feel. Enjoy your morning coffee or evening breeze from the private screened balcony.Residents enjoy access to resort-style amenities including multiple pools, tennis and pickleball courts, walking areas, and 24/7 gated security patrol—all designed for an active and social lifestyle.Conveniently located just minutes from shopping, dining, medical facilities, and parks, including Pembroke Lakes Mall, Memorial Hospital West, and C.B. Smith Park.Assigned parkingLaundry facilities nearbyWell-maintained communitySeller is motivated and open to concessions toward closing costs or HOA expenses—bringing incredible value to the next owner.Association requires at least one occupant to be 55+. Minimum 20% down payment required per association.Don’t miss this opportunity to own an affordable piece of South Florida in a sought-after community—schedule your showing today!
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 28, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1981, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Condo health facts
- Building
- Not listed - ask Zach
- Year built
- 1981 (45 years old)
- Stories
- 8
- HOA / condo fee
- $801/mo (from the listing, unconfirmed)
- Fee covers
- Cable TV, Maintenance Grounds, Elevator, Golf, Roof Repairs, Recreation Facility, Pool Service
- Pets
- No
- Milestone inspection
- This building is 45 years old. Florida requires a milestone structural inspection for condo buildings 3+ stories by Dec 31 of the year they turn 30 (local officials can require it at 25), then every 10 years. Ask Zach for the report.
- Reserve study (SIRS)
- Condo buildings 3+ stories must have a structural integrity reserve study. Look up the building's filing in the state condo database (DBPR) or ask Zach for the document pack.
Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- Condo documents review: Florida gives you a review period after you receive the association documents
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach will reply as soon as he can.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.