Price cut $5K3D tour
$225,000
9810 Marina Boulevard #1120, Boca Raton 33428
Est. $2,274/mo with 20% down incl. HOA
Listing courtesy of Coldwell Banker · BeachesMLS
$245,0009272 Vista Del Lago #28F, Boca Raton, FL 33428
Listing courtesy of Real Broker, LLC · 855-450-0442 · BeachesMLS
Full disclosure: what this home really costs
12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 29, 2026, unless a row says otherwise.
- Price
- $245,000 · $201/sqft
- Property taxes
- $3,284/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $799/moFrom the listing, unconfirmed
- Fee covers
- Cable TV, Insurance, Maintenance Grounds, Common Areas, Roof Repairs, Pool Service
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
Listing remarks: “No mandatory membership required however memberships available at Boca Lago Golf & County Club.” - Insurance (estimate)
- About $1,816/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AO: high-risk flood area. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 28, 2026
- Monthly payment (estimate)
- $2,674/mo: $1,336 loan + $388 tax + $151 insurance + $799 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1980 · 2 stories
- Days on market
- About 84 days
- Price history (this listing)
- Originally listed at $279,900; last price change Oct 14, 2026. Down $34,900.
Details
- TypeCondo
- Beds2 bd
- Baths2
- Size1,216 sqft
- Year built1980
- Parking1 spaces
- PoolCommunity
- WaterfrontYes
- ViewGarden, Pond
- Laundryin-unit
- FurnishedUnfurnished
- 55+ statusMarked 55+ in MLS - ask Zach to confirm
- NeighborhoodPINES OF BOCA LAGO CONDO
- ZIP33428
- MLS #B26063673
- To the beachAbout 7.6 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
The Pines of Boca Lago in Boca Raton Stunning, 2/2 second floor renovated condo in the sought-after Boca Lago community. Bright, open floor plan with elegant tile flooring in main areas and carpet in the bedrooms. Gourmet kitchen features a one-piece stone backsplash and stone counters, with new appliances. Primary bathroom renovated with glass-enclosed standing shower. Spacious primary suite with a walk-in closet. Guest bathroom updated. Well-maintained 55+ community with lakes and greenery. All in one washer/dryer. Pool and clubhouse amenities within a gated, setting. Lake view from the front of the unit. Prime Boca Raton location, close to shopping, dining, and major roads. No mandatory membership required however memberships available at Boca Lago Golf & County Club. Virtually staged. Rooms have been virtually staged.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AO: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 28, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1980, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Condo health facts
- Building
- Not listed - ask Zach
- Year built
- 1980 (46 years old)
- Stories
- 2
- HOA / condo fee
- $799/mo (from the listing, unconfirmed)
- Fee covers
- Cable TV, Insurance, Maintenance Grounds, Common Areas, Roof Repairs, Pool Service
- Pets
- No
- Milestone inspection
- The listing shows 2 stories. Florida's milestone inspection covers condo buildings 3+ stories, so it may not apply here - ask Zach to confirm.
- Reserve study (SIRS)
- Required for condo buildings 3+ stories; with 2 stories listed it may not apply. Ask Zach, or check the state condo database (DBPR).
Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- Condo documents review: Florida gives you a review period after you receive the association documents
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach will reply as soon as he can.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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Listing courtesy of Real Broker, LLC · 855-450-0442 · BeachesMLS
All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.