Price cut $5K3D tour
$225,000
9810 Marina Boulevard #1120, Boca Raton 33428
Est. $2,274/mo with 20% down incl. HOA
Listing courtesy of Coldwell Banker · BeachesMLS
$224,9009307 Vista Del Lago #17B, Boca Raton, FL 33428
Listing courtesy of Keller Williams Realty Service · 561-245-4000 · BeachesMLS
Full disclosure: what this home really costs
12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Nov 1, 2026, unless a row says otherwise.
- Price
- $224,900 · $185/sqft
- Property taxes
- $3,275/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $799/moFrom the listing, unconfirmed
- Fee covers
- Cable TV, Insurance, Internet, Maintenance Grounds, Pest Control, Security, Common Areas, Reserve Funds, Pool Service
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
Listing remarks: “Membership to Boca Lago Golf & Country Club is optional.” - Insurance (estimate)
- About $1,816/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AO: high-risk flood area. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 28, 2026
- Monthly payment (estimate)
- $2,532/mo: $1,226 loan + $356 tax + $151 insurance + $799 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1980 · 1 story
- Days on market
- About 77 days
- Price history (this listing)
- Originally listed at $264,000; last price change Oct 30, 2026; listed Aug 20, 2026. Down $39,100.
Details
- TypeCondo
- Beds2 bd
- Baths2
- Size1,216 sqft
- Year built1980
- Parking2 spaces
- PoolCommunity
- WaterfrontYes: Lake Access
- ViewLake
- Laundryin-unit
- FurnishedUnfurnished
- 55+ statusMarked 55+ in MLS - ask Zach to confirm
- NeighborhoodPINES OF BOCA LAGO CONDO
- ZIP33428
- MLS #B26065245
- To the beachAbout 7.6 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
NEW PRICE! Top-floor corner residence with lake & pool views in guard-gated 55+ Pines of Boca Lago. Extra corner windows bring in full natural light, and there are no neighbors above. 2 bedrooms, 2 baths, 1,216 SF, with a screened balcony overlooking the lake. Already updated: renovated bathrooms, new wide-plank bedroom flooring, stylish bar/alcove, new front door & full-size in-unit washer/dryer. No carpet. The solid wood kitchen is ready for your personal touch, and the price reflects it. Roof 2025. Steps to the pool & newly renovated clubhouse, near shopping, dining & golf. Membership to Boca Lago Golf & Country Club is optional. 55+ community. HOA $799/month includes cable/Wi-Fi, water/sewer, common areas, landscaping, security & amenities. Association approval & personal interview required. No corporate purchasers. Leasing permitted after 1 year of ownership, subject to association rules. Buyer to verify all association information and restrictions.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AO: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 28, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1980, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Condo health facts
- Building
- Building 17
- Year built
- 1980 (46 years old)
- Stories
- 1
- HOA / condo fee
- $799/mo (from the listing, unconfirmed)
- Fee covers
- Cable TV, Insurance, Internet, Maintenance Grounds, Pest Control, Security, Common Areas, Reserve Funds, Pool Service
- Pets
- No
- Milestone inspection
- The listing shows 1 story. Florida's milestone inspection covers condo buildings 3+ stories, so it may not apply here - ask Zach to confirm.
- Reserve study (SIRS)
- Required for condo buildings 3+ stories; with 1 story listed it may not apply. Ask Zach, or check the state condo database (DBPR).
Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- Condo documents review: Florida gives you a review period after you receive the association documents
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach will reply as soon as he can.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.