3D tour
$3,600,000
8945 Dickens Avenue, Surfside 33154
Est. $25,825/mo with 20% down
Listing courtesy of GuildStone Group LLC · BeachesMLS
$4,250,0009424 9432 Carlyle Avenue, Surfside, FL 33154
Listing courtesy of The Corcoran Group · 305-677-2036 · BeachesMLS
Full disclosure: what this home really costs
9 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $4,250,000
- Property taxes
- $38,233/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $5,975/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 8 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 28, 2026
- Monthly payment (estimate)
- $30,398/mo: $23,171 loan + $6,729 tax + $498 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1950
- Days on market
- About 298 days
- Price history (this listing)
- Listed Jan 6, 2026.
Details
- TypeHouse
- Beds6 bd
- Baths4
- Year built1950
- PoolPrivate
- NeighborhoodALTOS DEL MAR #6
- ZIP33154
- MLS #A11939536
- To the beachAbout 0.3 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
PRIME SURFSIDE DEVELOPMENT — VACANT POSSESSION IN ~45 DAYSRare 11,200 SF double-lot assemblage on Carlyle Ave, one of Surfside's most desirable residential streets. Both parcels (9424 and 9432) sold together, marketed strictly for land value as a turnkey development opportunity for a 6,000+ SF custom luxury residence.The tenancy advantage: Both existing residences are on month-to-month tenancies. Under Florida Statute 83.57(3), a new owner can deliver written termination notice and take vacant possession within approximately 30–45 days of closing. No long-term leases, no eviction risk, no extended carrying costs — demo-ready, not tenant-entangled.Site & development: 11,200 SF combined lot 100' x 112'Folios: 14-2235-007-2250 & 14-2235-007-2260Location: 2 blocks to Bal Harbour Shops, 3 blocks to Surfside Business District (Harding Ave), 5 blocks to the Atlantic Ocean, Walkable to Ruth K. Broad Bay Harbor K-8 Quiet, low-traffic residential street surrounded by recently built and renovated multi-million dollar estates. A clean, well-priced development play in one of South Florida's most supply-constrained luxury micro-markets. Do not disturb occupants. Showings by appointment only with 24 hours notice. Listing agent will accompany.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 28, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1950, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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Listing courtesy of The Corcoran Group · 305-677-2036 · BeachesMLS
All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Oct 31, 2026, 9:34 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.