Price cut $42K3D tour
$345,000
505 N Fort Lauderdale Beach #1809, Fort Lauderdale 33304
Est. $3,247/mo with 20% down incl. HOA
Listing courtesy of Dynasty Realty Group Inc · BeachesMLS
$399,90095 N Birch Road #704, Fort Lauderdale, FL 33304
Listing courtesy of JSM Realty Services, Inc. · 561-210-5264 · BeachesMLS
Full disclosure: what this home really costs
12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 4, 2026, unless a row says otherwise.
- Price
- $399,900 · $503/sqft
- Property taxes
- $7,615/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $868/mo (listed as $2,605 quarterly)From the listing, unconfirmed
- Fee covers
- Insurance, Maintenance Grounds, Pest Control, Sewer, Trash, Water, Common Areas, Elevator
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $1,816/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 6 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 29, 2026
- Monthly payment (estimate)
- $3,834/mo: $2,180 loan + $635 tax + $151 insurance + $868 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1970 · 9 stories
- Days on market
- About 54 days
- Price history (this listing)
- Listed Sep 10, 2026.
Details
- TypeCondo
- Beds1 bd
- Baths1
- Size795 sqft
- Year built1970
- Parking1 spaces
- PoolCommunity
- WaterfrontYes: Ocean Access, Intracoastal
- ViewCity, Other, Water, Ocean
- LaundryIn Hall, Laundry Room
- FurnishedNegotiable
- BuildingHarbor Haven
- NeighborhoodHARBOR HAVEN CONDO
- ZIP33304
- MLS #B26074628
- To the beachAbout 0.1 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
LOCATION, LOCATION, LOCATION! Completely remodeled corner 1BR/1BA at Harbor Haven with direct ocean views, an open balcony and an incredible Fort Lauderdale Beach setting! Steps to the sand and directly on the Intracoastal. This light and bright luxurious residence offers a stylish, move-in-ready interior with all furnishings negotiable. Enjoy a heated waterfront pool, community dock, fitness center, community room, storage, laundry and parking. Investors: Rentals permitted up to 12x/year! Ideal as a beach getaway, seasonal residence or income-producing investment. Minutes to Las Olas, Galleria Mall, Shopping, Dining, Nightlife, Entertainment and FLL Airport. True SOFLA Waterfront Living at Its Best!!! LOCATION, LOCATION, LOCATION! Welcome to Harbor Haven and an exceptional opportunity to own a completely remodeled corner residence in one of Fort Lauderdale Beach's most desirable and convenient locations. Unit 704 is a beautifully renovated 1-bedroom, 1-bath corner residence offering approximately 795 square feet of living area, direct ocean views and an open balcony where you can enjoy the coastal setting and ocean breezes. The residence has been completely remodeled and offers a fresh, stylish, move-in-ready interior. All furnishings, electronics and housewares are negotiable, creating the opportunity for a buyer to enjoy an easy transition into a Fort Lauderdale beach lifestyle. What truly sets this property apart is the location. Harbor Haven sits directly on the Intracoastal Waterway while being only one block from the beach — giving you the best of both worlds. Enjoy beautiful water views, walk to the sand, and experience the restaurants, shopping, entertainment and lifestyle that make Fort Lauderdale Beach so desirable. Las Olas Boulevard, the Galleria, Whole Foods, downtown Fort Lauderdale and Fort Lauderdale-Hollywood International Airport are all just minutes away. Harbor Haven offers a relaxed waterfront setting with amenities that include a heated swimming pool overlooking the Intracoastal, community dock, fitness center, community room, storage, laundry facilities and parking. Whether you are relaxing poolside, enjoying the waterfront, walking to the beach or heading out for dinner, everything you need is close by. INVESTORS TAKE NOTE! Harbor Haven permits rentals up to 12 times per year — a significant advantage compared with many Fort Lauderdale Beach condominiums. This exceptional rental flexibility makes Unit 704 equally appealing as a
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 29, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1970, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Condo health facts
- Building
- Harbor Haven
- Year built
- 1970 (56 years old)
- Stories
- 9
- HOA / condo fee
- $868/mo (from the listing, unconfirmed)
- Fee covers
- Insurance, Maintenance Grounds, Pest Control, Sewer, Trash, Water, Common Areas, Elevator
- Pets
- No
- Milestone inspection
- This building is 56 years old. Florida requires a milestone structural inspection for condo buildings 3+ stories by Dec 31 of the year they turn 30 (local officials can require it at 25), then every 10 years. Ask Zach for the report.
- Reserve study (SIRS)
- Condo buildings 3+ stories must have a structural integrity reserve study. Look up the building's filing in the state condo database (DBPR) or ask Zach for the document pack.
Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- Condo documents review: Florida gives you a review period after you receive the association documents
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach will reply as soon as he can.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.