Price cut $255K3D tour
$1,044,500
15974 SW 16th Street, Pembroke Pines 33027
Est. $7,998/mo with 20% down incl. HOA
Listing courtesy of Sovereign Real Estate Group · BeachesMLS
$970,000950 NW 197th Terrace, Pembroke Pines, FL 33029
Listing courtesy of Coldwell Banker Realty · 305-667-4815 · BeachesMLS
Full disclosure: what this home really costs
10 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $970,000 · $276/sqft
- Property taxes
- $10,194/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $88/mo (listed as $1,050 annually)From the listing, unconfirmed
- What the fee covers
- Not listed - ask Zach
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X (shaded): moderate flood risk. Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 31, 2026
- Monthly payment (estimate)
- $7,423/mo: $5,288 loan + $1,536 tax + $511 insurance + $88 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1993 · 2 stories
- Days on market
- About 67 days
- Price history (this listing)
- Originally listed at $999,000; last price change Oct 17, 2026; listed Aug 27, 2026. Down $29,000.
Details
- TypeHouse
- Beds4 bd
- Baths3
- Size3,520 sqft
- Year built1993
- Parking3 garage
- PoolPrivate
- ViewGarden
- 55+ statusMarked 55+ in MLS - ask Zach to confirm
- NeighborhoodPRESERVE ESTATES
- ZIP33029
- MLS #A12076991
- To the beachAbout 18 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Welcome to this palatial 2-story home offering the perfect blend of modern design and everyday functionality. Located on a cul-de-sac within the gated community of Preserve Estates. Boasting 4 bedrooms and 3 bathrooms, and an abundance of space with light-filled interiors. The heart of the home is the seamless flow between the open concept kitchen and family room featuring granite countertops, a snack bar and a cozy breakfast nook all overlooking the covered terrace & private pool. French doors invite you to step outside and enjoy the oversized yard and pool. Also, on the first floor is a versatile 4th bedroom with durable LVP flooring. Upstairs, a true retreat awaits! The expansive master suite with soaring high ceilings, modern en-suite bathroom with separate tub and shower, dual sinks plus 2 walk-in closets. Working from home is a breeze with a private office that includes its own sink and refrigerator--perfect for a wet bar or morning coffee station. There are 2 additional bedrooms upstairs featuring a split layout that share a Jack and Jill bathroom. In addition, the home features a fully localized, privacy-focused smart automation system and high-capacity solar panels. One of the largest homes in the community making it a great value based on price per sq foot. With plenty of room to live, work, and play, this exceptional home is not be missed!
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X (shaded): moderate flood risk. Outside the high-risk area but inside the 0.2% annual-chance (500-year) floodplain. Flood insurance is optional and often worth pricing. Source: FEMA National Flood Hazard Layer, checked Oct 31, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1993, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.