Price cut $149K3D tour
$650,000
2631 NE 214th Street, Miami 33180
Est. $5,071/mo with 20% down
Listing courtesy of Miami Lifestyle Realty Inc · BeachesMLS
$540,0009624 NW 24, Miami, FL 33147
Listing courtesy of TruRealty Inc. · 754-246-9043 · BeachesMLS
Full disclosure: what this home really costs
8 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 19, 2026, unless a row says otherwise.
- Price
- $540,000
- Property taxes
- $6,863/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $5,975/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Not listed - ask Zach
- Monthly payment (estimate)
- $4,297/mo: $2,944 loan + $855 tax + $498 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1952 · 1 story
- Days on market
- About 39 days
- Price history (this listing)
- Originally listed at $579,000; last price change Oct 19, 2026; listed Sep 21, 2026. Down $39,000.
Details
- TypeHouse
- Beds3 bd
- Baths1
- Year built1952
- NeighborhoodACME GULFAIR
- ZIP33147
- MLS #A12093316
- To the beachAbout 7.4 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
SELLER OFFERING UP TO $8,000 TOWARD BUYER’S CLOSING COSTS!Discover an excellent opportunity to own or invest in this versatile single-family home, offering potential for additional living arrangements, such as in-law quarters, or future rental income. One of the bedrooms features a separate exterior entrance, presenting an opportunity for a potential rental space, subject to applicable zoning and permitting requirements.The home has been recently updated and features impact-resistant windows and doors for added protection and peace of mind. Situated on a spacious corner lot, the property may offer additional development potential, including the possibility of constructing an additional structure, subject to zoning regulations, required permits, and applicable building codes.Property is being sold AS-IS. All information is deemed reliable but is not guaranteed. Buyer is responsible for independently verifying all information, including zoning, permitted uses, rental restrictions, building requirements, and the feasibility of any proposed improvements or additional construction.Seller’s contribution toward buyer’s closing costs is up to $8,000, subject to the terms of the purchase agreement and applicable lender requirements.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Not checked yet. Look it up on FEMA's map or ask Zach.
- Wind and building code
- Built in 1952, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach typically replies within 15 minutes, 8 AM to 9 PM ET. After hours, by 9 AM.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Oct 30, 2026, 12:08 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.