3D tour
$1,520,000
19810 NE 22nd Avenue, Miami 33180
Est. $11,192/mo with 20% down
Listing courtesy of Concrete Realty, LLC. · BeachesMLS
$1,695,000990 NW 131st Avenue, Miami, FL 33182
Listing courtesy of Miami New Realty · 305-485-3100 · BeachesMLS
Full disclosure: what this home really costs
11 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $1,695,000 · $667/sqft
- Property taxes
- $12,069/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- None per the listing: “No HOA.”Listing remarks, word for word, unconfirmed
- What the fee covers
- Not listed - ask Zach
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $5,975/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Nov 1, 2026
- Monthly payment (estimate)
- $12,423/mo: $9,241 loan + $2,684 tax + $498 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1997 · 1 story
- Days on market
- About 13 days
- Price history (this listing)
- Listed Oct 20, 2026.
Details
- TypeHouse
- Beds7 bd
- Baths4
- Size2,543 sqft
- Year built1997
- Parking1 garage
- PoolPrivate
- ViewOther
- NeighborhoodSHOMA HOMES AT TAMIAMI IV
- ZIP33182
- MLS #A12109573
- To the beachAbout 17 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Exceptional 7-bedroom, 4-bathroom home plus a storage room and 1-car garage, all situated on an oversized 10,400+ sq ft lot. This home was completely redone in 2024, the home features large porcelain tile flooring, a stunning kitchen with designer wood cabinetry, a quartz island, and premium appliances. All bathrooms have been beautifully renovated with high-end finishes. The home also features recessed LED lighting, two 3.5-ton new central AC units, full impact windows and doors, and a new metal fence with a back entrance door, great for guest access during parties. The backyard is an entertainer's dream. Step outside to a newly finished heated pool, a massive concrete patio, and a designer outdoor retreat boasting a fully equipped chef’s summer kitchen with marble counters, slat-wall detailing, and an insulated all-weather roof. This is an unbeatable location with easy highway access for effortless commuting - just minutes from Miami International Airport and South Beach, and close to Dolphin Mall and Doral. No HOA. This home is perfectly suited for a large household or as an income-producing rental on Airbnb. Ready to move or to rent in Airbnb.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Nov 1, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1997, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach will reply as soon as he can.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.