Price cut $61K3D tour
$368,000
355 NW 31st Street #203, Miami 33127
Est. $3,202/mo with 20% down incl. HOA
Listing courtesy of The Keyes Company - Miramar · BeachesMLS
$299,0009905 NW 9th St Circle #12-21, Miami, FL 33172
Listing courtesy of Modern World Realty · 305-988-9640 · BeachesMLS
Full disclosure: what this home really costs
11 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $299,000 · $247/sqft
- Property taxes
- $1,091/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $498/moFrom the listing, unconfirmed
- Fee covers
- Maintenance Grounds, Reserve Funds, Roof Repairs, Pool Service
- Special assessments
- Yes – amount not listed, ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $2,801/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Not listed - ask Zach
- Monthly payment (estimate)
- $2,834/mo: $1,630 loan + $473 tax + $233 insurance + $498 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1980 · 2 stories
- Days on market
- About 55 days
- Price history (this listing)
- Originally listed at $335,000; last price change Oct 28, 2026; listed Sep 7, 2026. Down $36,000.
Details
- TypeCondo
- Beds2 bd
- Baths2.5
- Size1,209 sqft
- Year built1980
- Parking2 garage
- PoolCommunity
- NeighborhoodWINDSONG LAKES CONDO
- ZIP33172
- MLS #A12084669
- MapMap location not available
From the listing
Rare opportunity in Fontainebleau: a VA-approved townhouse-style condo. This 2/2.5 offers a spacious 1,209 SF, and the comfort of a home cherished by the same family for the past 20 years. The two-story layout provides a natural separation between the main living areas and bedrooms, while large windows and sliding glass doors allow sunlight to pour into the open living and dining space. The residence also features the conveniences of an in-unit washer and dryer, accordion shutters throughout, and plenty of guest parking available. Enjoy access to the community pool and a centrally located address in the Heart of Miami with convenient proximity to Miami International Airport, major highways, shopping, dining, and everyday essentials. The community’s exterior is also scheduled to receive a fresh coat of modern white paint, giving the building a brighter, updated appearance. With generous interior space, practical features, and a history of attentive ownership, this longtime family home is ready for its next chapter.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Not checked yet. Look it up on FEMA's map or ask Zach.
- Wind and building code
- Built in 1980, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Condo health facts
- Building
- Not listed - ask Zach
- Year built
- 1980 (46 years old)
- Stories
- 2
- HOA / condo fee
- $498/mo (from the listing, unconfirmed)
- Fee covers
- Maintenance Grounds, Reserve Funds, Roof Repairs, Pool Service
- Pets
- Yes
- Milestone inspection
- The listing shows 2 stories. Florida's milestone inspection covers condo buildings 3+ stories, so it may not apply here - ask Zach to confirm.
- Reserve study (SIRS)
- Required for condo buildings 3+ stories; with 2 stories listed it may not apply. Ask Zach, or check the state condo database (DBPR).
Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- Condo documents review: Florida gives you a review period after you receive the association documents
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach typically replies within 15 minutes, 8 AM to 9 PM ET. After hours, by 9 AM.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Oct 31, 2026, 10:34 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.