zach.homesRealty Hub 754-332-7529

Zach Curtis, REALTOR®, Realty Hub, license SL3664129 · 754-332-7529

$790,000991 E 20th Street, Hialeah, FL 33013

1,586 sqft · On the market about 40 days · Active

Listing courtesy of Related Services LLC · 305-887-5050 · BeachesMLS

Full disclosure: what this home really costs

8 of 11 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.

Price
$790,000 · $498/sqft
Property taxes
$8,629/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
HOA / condo fee
Not listed - ask Zach
What the fee covers
Not listed - ask Zach
Special assessments
Not listed - ask Zach
Insurance (estimate)
About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
Flood zone
Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 31, 2026
Monthly payment (estimate)
$6,069/mo: $4,307 loan + $1,251 tax + $511 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
Year built
1947 · 1 story
Days on market
About 40 days
Price history (this listing)
Listed Sep 22, 2026.
991 E 20th Street, Hialeah, FL 33013, photo 1 of 12991 E 20th Street, Hialeah, FL 33013, photo 2 of 12991 E 20th Street, Hialeah, FL 33013, photo 3 of 12991 E 20th Street, Hialeah, FL 33013, photo 4 of 12991 E 20th Street, Hialeah, FL 33013, photo 5 of 12991 E 20th Street, Hialeah, FL 33013, photo 6 of 12991 E 20th Street, Hialeah, FL 33013, photo 7 of 12991 E 20th Street, Hialeah, FL 33013, photo 8 of 12991 E 20th Street, Hialeah, FL 33013, photo 9 of 12991 E 20th Street, Hialeah, FL 33013, photo 10 of 12991 E 20th Street, Hialeah, FL 33013, photo 11 of 12991 E 20th Street, Hialeah, FL 33013, photo 12 of 12

Details

  • TypeMulti-family
  • Size1,586 sqft
  • Year built1947
  • NeighborhoodHIALEAH 13TH ADDN AMD PL
  • ZIP33013
  • MLS #A12093364
  • To the beachAbout 8.9 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)

Check your commute (opens maps)

From the listing

Excellent investment opportunity in East Hialeah. This corner duplex features a total of 4 bedrooms and 2 bathrooms, with both units updated in 2020. Located in an area experiencing significant new development and revitalization, the property offers immediate rental income along with future redevelopment options. Currently occupied by month-to-month tenants and generating $4,600 in gross monthly rental income. THE LOT WAS SPLIT AND ALLOWS FOR 1 DUPLEX PER LOT, providing flexibility for an investor looking to generate income today while planning for future redevelopment. The interior photos shown are from the prior rental listings and illustrate the general condition and layout of both units. PLEASE DO NOT DISTURB TENANTS. DRIVE BY ONLY. CALL TO SCHEDULE SHOWINGS. Owner will consider financing at 50% LTV. Related Services, LLC makes no representations or warranties, express or implied, regarding the condition of the property. All information is deemed reliable but is not guaranteed and should be verified.

Virtual tour

Monthly payment calculator

Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.

Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.

Estimate closing costs for this home

Florida risk facts

Flood zone
Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Oct 31, 2026. This is a map lookup, not an official flood zone determination.
Wind and building code
Built in 1947, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
Disclosure
Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).

We don't show crime scores or rate neighborhoods. Every listing is open to everyone.

Start an offer

  1. Pre-approval letter or proof of funds (cash)
  2. The price you'd offer and your deposit
  3. Financing type and closing date
  4. Inspection period you want (often 10-15 days)
  5. A signed buyer agreement with Zach (Florida practice before touring or offering)

Rather not check the box? That's fine. Zach will call or email instead.

Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.

Tour 991 E 20th Street, Hialeah, FL 33013

Pick a time; same-day tours when the listing side allows. Zach confirms with the listing agent and texts you. Before a buyer tour Zach sends a short, plain-language buyer agreement to sign.

Pick a day

Soonest: Tomorrow 9:00 AM.

Rather not check the box? That's fine. Zach will call or email instead.

Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Ask Zach anything

One tap opens a text with this address filled in.

Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM.

From finding it to the keys, one agent

  1. Find it
    Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you.
  2. Tour it
    Same day when the listing side allows, in person or live video.
  3. Afford it
    Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place.
  4. Make the offer or apply
    Zach writes the offer or the application, negotiates, and handles the association approval.
  5. Close or get the keys
    Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.

Report a problem with this listing

Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.

Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.

Chat with Zach

Zach typically replies within 15 minutes, 8 AM to 9 PM ET. After hours, by 9 AM.

Your messages go to Zach only. Reply STOP anytime and he won't follow up again.

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Listing courtesy of Related Services LLC · 305-887-5050 · BeachesMLS

All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Oct 31, 2026, 9:34 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.

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