Price cut $115K3D tour
$1,100,000
2301 Collins Avenue #325, Miami Beach 33139
Est. $9,520/mo with 20% down incl. HOA
Listing courtesy of The Red White & Blue Realty LL · BeachesMLS
$1,225,000Address not published, Miami Beach, FL 33140
Listing courtesy of Platinum Properties Int'l Inc. · 305-854-6247 · BeachesMLS
Full disclosure: what this home really costs
11 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 29, 2026, unless a row says otherwise.
- Price
- $1,225,000 · $669/sqft
- Property taxes
- $13,785/yr (2026 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $1,550/moFrom the listing, unconfirmed
- Fee covers
- Insurance, Maintenance Grounds, Security, Trash, Water, Common Areas, Elevator, Hot Water, Reserve Funds
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $2,801/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Not listed - ask Zach
- Monthly payment (estimate)
- $10,402/mo: $6,679 loan + $1,940 tax + $233 insurance + $1,550 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1967 · 8 stories
- Days on market
- About 43 days
- Price history (this listing)
- Originally listed at $1,245,000; last price change Oct 29, 2026; listed Sep 18, 2026. Down $20,000.
Details
- TypeCondo
- Beds2 bd
- Baths2
- Size1,830 sqft
- Year built1967
- Parking1 garage
- PoolCommunity
- WaterfrontYes: Ocean Access, Intracoastal
- ViewPool, Skyline, Intracoastal
- FurnishedUnfurnished
- 55+ statusMarked 55+ in MLS - ask Zach to confirm
- NeighborhoodASHLEY APARTMENTS CONDOMI
- ZIP33140
- MLS #A12091687
- MapMap location not available
From the listing
Brand new unit. Renovated with high-end finishes throughout. It is Located in one of the few boutique buildings across from the beach, with direct intracoastal view and beautiful sunsets. Only 27 units, 13 permanent residents, making this a very quiet and pleasant building. Large 2 Bed/ 2 Bath with 1,830 Sq f. Unit features brand new Hurricane proof windows throughout. Italian porcelain tile flooring in all rooms and balcony. Electric blinds in every room. Washer and dryer inside the unit. Floor-to-ceiling Italian porcelain slabs in the bathrooms. Automatic toilets, with heated seat and LED night light. Pocket doors in each room, for elegance and optimizing space. Open kitchen with 10 Feet long island, with Italian porcelain slab counter tops. Custom made Italian kitchen cabinets, closets & bathroom vanities. Brand new central air and tankless water-heater. The building offers a Boat Dock slip for rent at 12.50 per Foot, heated pool and Sauna. There's no exercise room in the premises. New roof from 2023. Very well maintained and managed condominium with reserves. The assigned parking space is not covered, inside gated garage.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Not checked yet. Look it up on FEMA's map or ask Zach.
- Wind and building code
- Built in 1967, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Condo health facts
- Building
- 5640
- Year built
- 1967 (59 years old)
- Stories
- 8
- HOA / condo fee
- $1,550/mo (from the listing, unconfirmed)
- Fee covers
- Insurance, Maintenance Grounds, Security, Trash, Water, Common Areas, Elevator, Hot Water, Reserve Funds
- Pets
- Yes, Pet Restrictions Possible
- Milestone inspection
- This building is 59 years old. Florida requires a milestone structural inspection for condo buildings 3+ stories by Dec 31 of the year they turn 30 (local officials can require it at 25), then every 10 years. Ask Zach for the report.
- Reserve study (SIRS)
- Condo buildings 3+ stories must have a structural integrity reserve study. Look up the building's filing in the state condo database (DBPR) or ask Zach for the document pack.
Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- Condo documents review: Florida gives you a review period after you receive the association documents
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach typically replies within 15 minutes, 8 AM to 9 PM ET. After hours, by 9 AM.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Oct 30, 2026, 10:20 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.