Price cut $15K3D tour
$580,000
1827 NW 74th Terrace, Miami 33147
Est. $4,273/mo with 20% down
Listing courtesy of LP Realty Group · BeachesMLS
$465,000Address not published, Miami, FL 33138
Listing courtesy of BBM Realty LLC · 786-200-4448 · BeachesMLS
Full disclosure: what this home really costs
8 of 11 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Aug 30, 2026, unless a row says otherwise.
- Price
- $465,000 · $442/sqft
- Property taxes
- $4,100/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- None listed
- Insurance (estimate)
- About $5,975/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Not listed - ask Zach
- Monthly payment (estimate)
- $3,524/mo: $2,290 loan + $736 tax + $498 insurance. 20% down, 6.25% rate, 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1949 · 1 story
- Days on market
- About 160 days
- Price history (this listing)
- Originally listed at $555,000; last price change Aug 30, 2026. Down $90,000.
Details
- TypeMulti-family
- Size1,052 sqft
- Year built1949
- LaundryOutside
- NeighborhoodLITTLE RIVER GARDENS
- ZIP33138
- MLS #A12019562
- MapMap location not available
From the listing
Strategic investment opportunity in Miami’s Little River!Duplex 2/2; 1/1 is currently configured as a 3-bedroom, 2-bathroom residence. Located within a designated Opportunity Zone and High Density Mixed-Use T5-O zoning. With key Opportunity Zone tax deferral provisions scheduled through 2026, this property offers timely redevelopment potential, long-term appreciation, and possible capital gains tax deferral advantages for qualifying investors. Currently occupied by an exceptionally reliable tenant with a strong track record of timely payments and responsible lease compliance. Tenant responsible for all utilities, lawn maintenance, trash removal.Ideally positioned in prime Little River location, just off N Miami Ave and a couple blocks from NE 79th Street, offering excellent connectivity to Miami’s key urban corridors. Near the Design District, Edgewater, Wynwood, Little Haiti, and Downtown Miami, this site sits within one of Miami’s most dynamic growth areas in Dade county. Property is sold As-is. The duplex Has been very well maintained. The roof was completely isolated in 2022. New A/C 2023.The windows are fitted with exterior metal security bars for added protection. Freshly painted in & out. Brand New appliances (Refrigerator, Heater & washer & dryer ).
Monthly payment calculator
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Not checked yet. Look it up on FEMA's map or ask Zach.
- Wind and building code
- Built in 1949, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Oct 28, 2026, 3:53 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.