Price cut $50K3D tour
$1,244,000
9500 N Miami Avenue, Miami Shores 33150
Est. $9,263/mo with 20% down
Listing courtesy of Howard Chase Real Estate, LLC · BeachesMLS
$1,195,00010550 NE 3rd Court, Miami Shores, FL 33138
Listing courtesy of Keller Williams Eagle Realty · 305-757-1700 · BeachesMLS
Full disclosure: what this home really costs
10 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $1,195,000 · $954/sqft
- Property taxes
- $10,677/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 29, 2026
- Monthly payment (estimate)
- $8,918/mo: $6,515 loan + $1,892 tax + $511 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1949 · 1 story
- Days on market
- About 140 days
- Price history (this listing)
- Originally listed at $1,290,000; last price change Sep 25, 2026; listed Jun 15, 2026. Down $95,000.
Details
- TypeHouse
- Beds3 bd
- Baths2
- Size1,252 sqft
- Year built1949
- Parking1 garage
- PoolPrivate
- ViewGarden, Pool
- LaundryIn Garage
- FurnishedUnfurnished
- NeighborhoodFIRST ADDN PASADENA PK
- ZIP33138
- MLS #A12031991
- To the beachAbout 4.4 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Tucked away on a quiet cul-de-sac in the heart of Miami Shores, this beautifully maintained 3-bedroom, 2-bath residence blends timeless charm with effortless indoor-outdoor living. Sunlight pours through impact windows and doors, highlighting gleaming wood floors and clean, modern design throughout. The bright kitchen opens directly to the pool terrace through expansive glass doors, creating the perfect setting for entertaining or everyday enjoyment. Outside, a private walled backyard feels like a secluded retreat, with mature tropical landscaping framing the sparkling pool. A circular driveway, one-car garage, tankless water heater (2019), and updated A/C system (2020) add convenience and peace of mind. Just moments from Miami Shores' beloved Village Place, you'll enjoy easy access to local cafés, restaurants, boutiques, and community events that define the neighborhood's unique small-town appeal. Combining privacy, style, and a sought-after cul-de-sac location, this special home offers the best of Miami Shores living.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Oct 29, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1949, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.