Price cut $95K3D tour
$1,195,000
10550 NE 3rd Court, Miami Shores 33138
Est. $8,918/mo with 20% down
Listing courtesy of Keller Williams Eagle Realty · BeachesMLS
$1,244,0009500 N Miami Avenue, Miami Shores, FL 33150
Listing courtesy of Howard Chase Real Estate, LLC · 305-532-7470 · BeachesMLS
Full disclosure: what this home really costs
9 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $1,244,000 · $821/sqft
- Property taxes
- $19,874/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 29, 2026
- Monthly payment (estimate)
- $9,263/mo: $6,782 loan + $1,970 tax + $511 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1937 · 1 story
- Days on market
- About 151 days
- Price history (this listing)
- Originally listed at $1,294,000; last price change Jul 9, 2026; listed Jun 4, 2026. Down $50,000.
Details
- TypeHouse
- Beds3 bd
- Baths2
- Size1,515 sqft
- Year built1937
- Parking2 garage
- PoolPrivate
- ViewOther
- NeighborhoodMIAMI SHORES SEC 6
- ZIP33150
- MLS #A12011131
- To the beachAbout 4.9 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Sparkling, turnkey Mediterranean pool home on an oversized corner lot in wonderfully vibrant Miami Shores. Beautifully updated and move-in ready, this exceptional residence blends timeless character with modern upgrades while offering an incredibly impressive outdoor living experience. Situated on a sprawling oversized corner lot, the property provides exceptional privacy, abundant green space, lush tropical landscaping, and outstanding curb appeal. The expansive lot creates a true estate-like setting rarely found in Miami Shores, with ample room for entertaining, recreation and indoor-outdoor lifestyle. The spectacular, newly built 20x40 heated pool & hot tub rivals a private resort, and is complemented by an expansive pool deck that serves as a natural extension of the living space. Inside, soaring cathedral ceilings & abundant natural light create a bright & airy atmosphere throughout. The granite and stainless steel kitchen features seamless flow into the living & dining areas, making everyday living and entertaining effortless. Both baths have been tastefully renovated w contemporary finishes and jet showers. Incredible features abound including the spacious two-car garage, impact windows and doors throughout, three generously sized bedrooms, and a versatile alcove ideal as a den or home office. Perfectly Miami Shores location, just minutes from Miami Country Day, Miami Shores Country Club, parks, 5-star dining, Starbucks and 95. Call today, this home will not last.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Oct 29, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1937, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.