Price cut $60K3D tour
$829,000
225 SW 102nd Place, Sweetwater 33174
Est. $6,344/mo with 20% down
Listing courtesy of United Real Estate Miami · BeachesMLS
$844,00011241 SW 7th Terrace, Sweetwater, FL 33174
Listing courtesy of Zold Realty Group · 305-800-9653 · BeachesMLS
Full disclosure: what this home really costs
9 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 31, 2026, unless a row says otherwise.
- Price
- $844,000 · $640/sqft
- Property taxes
- $10,267/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AH: high-risk flood area, base flood elevation 8 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Nov 1, 2026
- Monthly payment (estimate)
- $6,448/mo: $4,601 loan + $1,336 tax + $511 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1968 · 1 story
- Days on market
- About 20 days
- Price history (this listing)
- Listed Oct 13, 2026.
Details
- TypeHouse
- Beds3 bd
- Baths2
- Size1,318 sqft
- Year built1968
- Parking2 garage
- WaterfrontYes: Canal Front
- ViewCanal
- FurnishedFurnished
- NeighborhoodSWEETWATER GROVES .14 AC
- ZIP33174
- MLS #A12105866
- To the beachAbout 14 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
RARE CANAL-FRONT LINEAR PARK OPPORTUNITY — first time offered for sale in 46 years. The only home currently for sale on this highly sought-after canal-front street directly across from FIU is an impeccable 3/2 offers exceptional flexibility with a separate 1/1, featuring a private entrance, full kitchen, and family room/eating area, washer/dryer currently rented for $2,150/month. The front main house 2/1 is bright, welcoming and spacious.Nearly fully renovated, the home showcases: quartz countertops throughout, Brazilian tile, modern concrete tile, and recessed lighting, all styled cohesively across both living areas. It can be sold fully furnished, including three televisions, curated décor, and two complete laundry setups, making it truly turnkey.Outdoor living features a spacious covered patio, two private terrace areas, room for a future pool, and convenient parking. A distinctive opportunity combining waterfront park views, long-held family ownership, modern upgrades, and established income streams in one of FIU’s most desirable locations. **This is an active income-producing property. The rear 1/1 suite is leased at $2,150/month, and the front 2/1 operates as a successful Airbnb. Showings must be scheduled in advance to accommodate guests and tenants.**
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AH: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Nov 1, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1968, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.