zach.homesRealty Hub 754-332-7529

Zach Curtis, REALTOR®, Realty Hub, license SL3664129 · 754-332-7529

$800,0001180 S Ocean Boulevard #3f, Boca Raton, FL 33432

3 bd · 2.5 ba · 1,916 sqft · Price cut $50,000 · On the market about 203 days · Active

Listing courtesy of United Realty Group, Inc · 561-235-2127 · BeachesMLS

Full disclosure: what this home really costs

12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Sep 25, 2026, unless a row says otherwise.

Price
$800,000 · $418/sqft
Property taxes
$11,236/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
HOA / condo fee
$3,254/moFrom the listing, unconfirmed
Fee covers
Cable TV, Pest Control, Security, Trash, Water, Common Areas, Elevator, Reserve Funds, Pool Service
Special assessments
Yes – amount not listed, ask Zach
Mandatory club / membership
Not required per the MLS
Insurance (estimate)
About $1,816/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
Flood zone
Zone X (shaded): moderate flood risk. Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 28, 2026
Monthly payment (estimate)
$9,034/mo: $4,362 loan + $1,267 tax + $151 insurance + $3,254 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
Year built
1969 · 17 stories
Days on market
About 203 days
Price history (this listing)
Originally listed at $850,000; last price change Jul 19, 2026. Down $50,000.
1180 S Ocean Boulevard #3f, Boca Raton, FL 33432, photo 1 of 121180 S Ocean Boulevard #3f, Boca Raton, FL 33432, photo 2 of 121180 S Ocean Boulevard #3f, Boca Raton, FL 33432, photo 3 of 121180 S Ocean Boulevard #3f, Boca Raton, FL 33432, photo 4 of 121180 S Ocean Boulevard #3f, Boca Raton, FL 33432, photo 5 of 121180 S Ocean Boulevard #3f, Boca Raton, FL 33432, photo 6 of 121180 S Ocean Boulevard #3f, Boca Raton, FL 33432, photo 7 of 121180 S Ocean Boulevard #3f, Boca Raton, FL 33432, photo 8 of 121180 S Ocean Boulevard #3f, Boca Raton, FL 33432, photo 9 of 121180 S Ocean Boulevard #3f, Boca Raton, FL 33432, photo 10 of 121180 S Ocean Boulevard #3f, Boca Raton, FL 33432, photo 11 of 121180 S Ocean Boulevard #3f, Boca Raton, FL 33432, photo 12 of 12

Details

  • TypeCondo
  • Beds3 bd
  • Baths2.5
  • Size1,916 sqft
  • Year built1969
  • Parking1 garage, 1 spaces
  • PoolCommunity
  • WaterfrontYes: Ocean Access, Ocean Front
  • ViewOther, Water, Ocean
  • Laundryin-unit
  • BuildingCloister del Mar
  • NeighborhoodCLOISTER DEL MAR CONDO
  • ZIP33432
  • MLS #B26020791
  • To the beachUnder 0.1 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)

Check your commute (opens maps)

From the listing

Best Value on the Beach! Rarely does a true beachfront residence in Boca Raton combine luxury, location, and value so compellingly. This spacious 3BR/2.5BA corner residence offers 1,916 SF of bright living space and is priced below appraised value. Enjoy $90,000 in new impact windows and doors, plus the seller will pay the $175,000 building assessment at closing. A rare 3rd-floor end unit with expansive balconies showcasing ocean, inlet, and nature views from every room. Located in the boutique Cloister Del Mar, residents enjoy direct beach access, heated pool, fitness center, sauna, 24/7 security, and on-site management. As the building undergoes a comprehensive transformation, this is a unique opportunity to secure one of Boca Raton's best beachfront values before completion. Wake up to the sights and sounds of the Atlantic Ocean and enjoy the perfect blend of luxury, privacy, and natural beauty from this exceptional beachfront residence at Cloister Del Mar. This spacious 3-bedroom, 2.5-bath corner unit offers 1,916 square feet of light-filled living space with desirable north, south, and west exposures, creating an airy atmosphere throughout the home. The open-concept living and dining areas feature brand-new floor-to-ceiling impact windows and doors, allowing seamless indoor-outdoor living while maximizing ocean breezes and spectacular views. Step onto the expansive 50-foot balcony and enjoy sweeping ocean and nature vistas from virtually every room. A second private balcony overlooks South Inlet Park, creating a unique backyard setting with coastal greenery, boating activity, and vibrant inlet views. The updated kitchen combines style and functionality with stainless steel appliances, granite countertops, and ample workspace. Additional conveniences include an in-unit washer and dryer and generous living areas designed for both everyday comfort and entertaining. Residents of Cloister Del Mar enjoy resort-style amenities including direct beach access, a heated oceanfront pool, fitness center, sauna, library, social room with kitchen, outdoor BBQ area, covered picnic space, 24/7 security, on-site management, and ground-floor parking. Ideally located just minutes from downtown Boca Raton, Mizner Park, Royal Palm Plaza, Town Center at Boca Raton, Red Reef Park, and Gumbo Limbo Nature Center, this residence offers easy access to premier shopping, dining, entertainment, and outdoor recreation, including nature trails, a butterfly garden, and sea turtle

Virtual tour

Monthly payment calculator

Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.

Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.

Estimate closing costs for this home

Florida risk facts

Flood zone
Zone X (shaded): moderate flood risk. Outside the high-risk area but inside the 0.2% annual-chance (500-year) floodplain. Flood insurance is optional and often worth pricing. Source: FEMA National Flood Hazard Layer, checked Oct 28, 2026. This is a map lookup, not an official flood zone determination.
Wind and building code
Built in 1969, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
Disclosure
Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).

We don't show crime scores or rate neighborhoods. Every listing is open to everyone.

Condo health facts

Building
Cloister del Mar
Year built
1969 (57 years old)
Stories
17
HOA / condo fee
$3,254/mo (from the listing, unconfirmed)
Fee covers
Cable TV, Pest Control, Security, Trash, Water, Common Areas, Elevator, Reserve Funds, Pool Service
Pets
No
Milestone inspection
This building is 57 years old. Florida requires a milestone structural inspection for condo buildings 3+ stories by Dec 31 of the year they turn 30 (local officials can require it at 25), then every 10 years. Ask Zach for the report.
Reserve study (SIRS)
Condo buildings 3+ stories must have a structural integrity reserve study. Look up the building's filing in the state condo database (DBPR) or ask Zach for the document pack.

Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.

Start an offer

  1. Pre-approval letter or proof of funds (cash)
  2. The price you'd offer and your deposit
  3. Financing type and closing date
  4. Inspection period you want (often 10-15 days)
  5. Condo documents review: Florida gives you a review period after you receive the association documents
  6. A signed buyer agreement with Zach (Florida practice before touring or offering)

Rather not check the box? That's fine. Zach will call or email instead.

Zach will reply as soon as he can. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.

Tour 1180 S Ocean Boulevard #3f, Boca Raton, FL 33432

Pick a time; same-day tours when the listing side allows. Zach confirms with the listing agent and texts you. Before a buyer tour Zach sends a short, plain-language buyer agreement to sign.

Pick a day

Same-day: 9 times left today, soonest 3:00 PM.

Rather not check the box? That's fine. Zach will call or email instead.

Zach will reply as soon as he can. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Ask Zach anything

One tap opens a text with this address filled in.

Zach will reply as soon as he can.

From finding it to the keys, one agent

  1. Find it
    Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you.
  2. Tour it
    Same day when the listing side allows, in person or live video.
  3. Afford it
    Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place.
  4. Make the offer or apply
    Zach writes the offer or the application, negotiates, and handles the association approval.
  5. Close or get the keys
    Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.

Report a problem with this listing

Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.

Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.

Chat with Zach

Zach will reply as soon as he can.

Your messages go to Zach only. Reply STOP anytime and he won't follow up again.

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Listing courtesy of United Realty Group, Inc · 561-235-2127 · BeachesMLS

All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.

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