3D tour
$6,495,900
159 NE 99th Street, Miami Shores 33138
Est. $46,212/mo with 20% down
Listing courtesy of Luxe Properties · BeachesMLS
$7,495,0001259 NE 97th Street, Miami Shores, FL 33138
Listing courtesy of Coldwell Banker Realty · 305-672-6300 · BeachesMLS
Full disclosure: what this home really costs
9 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $7,495,000 · $1,327/sqft
- Property taxes
- $31,857/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 9 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 29, 2026
- Monthly payment (estimate)
- $53,241/mo: $40,863 loan + $11,867 tax + $511 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 2027 · 2 stories
- Days on market
- About 140 days
- Price history (this listing)
- Listed Jun 15, 2026.
Details
- TypeHouse
- Beds4 bd
- Baths4.5
- Size5,650 sqft
- Year built2027
- Parking3 garage
- PoolPrivate
- ViewPool, Bay
- NeighborhoodEARLETON SHORES
- ZIP33138
- MLS #A12030152
- To the beachAbout 3.3 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Set on an oversized 12,262 SF lot east of Biscayne Blvd in Miami Shores, Nobel House is a rare, custom new-construction residence where architectural intention and family livability come together at scale. Its approximately 5,650 square feet of thoughtfully planned space includes four bedrooms, four full baths, one half bath, a private office, family room, upper living lounge, in-home sauna, cold plunge, gym, heated pool, large covered terrace, and two garages for up to three cars.The opportunity here is distinctive: buyers can purchase at this stage of construction and personally shape select finishes and details through a curated customization process — stepping into a sophisticated design vision while still making it their own. Interiors are planned with European oak flooring, rich marble surfaces, custom millwork, designer wall treatments, and a chef's kitchen featuring Lacanche, Wolf, and Sub-Zero appliances.Every element of the bedroom program reflects the same level of care. The primary suite offers a generous private balcony, a 280 SF walk-in closet, a separate dressing room, and an elegantly appointed bath. Each secondary bedroom includes a large closet and en-suite bath, with no shared arrangements or wall, and complete privacy. Delivery anticipated June 2027.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 29, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 2027, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach will reply as soon as he can.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.