Price cut $30K3D tour
$650,000
1400 NW 9th Avenue #A-2, Boca Raton 33486
Est. $6,017/mo with 20% down incl. HOA
Listing courtesy of Star Bay Realty Corp. · BeachesMLS
$750,00023309 WATER Circle, Boca Raton, FL 33486
Listing courtesy of Compass Florida LLC · 561-300-6056 · BeachesMLS
Full disclosure: what this home really costs
12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 28, 2026, unless a row says otherwise.
- Price
- $750,000 · $266/sqft
- Property taxes
- $9,885/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $630/moFrom the listing, unconfirmed
- Fee covers
- Security, Reserve Funds
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 30, 2026
- Monthly payment (estimate)
- $6,418/mo: $4,089 loan + $1,188 tax + $511 insurance + $630 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1986 · 1 story
- Days on market
- About 94 days
- Price history (this listing)
- Originally listed at $800,000; last price change Oct 28, 2026; listed Jul 30, 2026. Down $50,000.
Details
- TypeTownhouse
- Beds3 bd
- Baths3
- Size2,815 sqft
- Year built1986
- Parking2 garage, 4 spaces
- PoolCommunity
- ViewGarden
- Laundryin-unit
- FurnishedUnfurnished
- NeighborhoodWATERSIDE / BRAMALEA UNICORP BOCA RATON
- ZIP33486
- MLS #B26058473
- To the beachAbout 3.2 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
**Spacious 3-Bedroom Townhouse zoned for A Rated Addison Mizner & 10 minutes from beach** Welcome to 23309 Water Cir, a beautifully designed townhouse offering 2,815 square feet of elegant living space in east Boca Raton community. This thoughtfully laid-out home features 3 spacious bedrooms, 3 full bathrooms, and loft space, perfect for comfortable living and entertaining. The bright and open interior is enhanced by light flooring and skylights that fill the home with natural light. The open concept kitchen is inviting with an island that can seat up to 6. Practical touches like an attached garage and dedicated laundry room ensure comfort and convenience. Additional storage is available, providing ample space for organization and belongings. Outside, enjoy your private patio with covered roof that was recently upgraded. Additionally, neighborhood amenities include: tennis courts, club area & neighborhood pool. Upgrades include: New Washing Machine | New Dishwasher | Full Storm Shutter Protection | Screened Room Roof | Impact Skylights | Smooth Ceilings Zoned for A Rated Addison Mizner at an exceptional price.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Oct 30, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1986, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Oct 31, 2026, 9:34 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.