Price cut $50K3D tour
$5,850,000
3462 NE 171st Street, North Miami Beach 33160
Est. $41,655/mo with 20% down
Listing courtesy of Better Homes & Gdns RE Fla 1st · BeachesMLS
$7,250,0003220 NE 165th Street, North Miami Beach, FL 33160
Listing courtesy of Rose And Rose Rlty, P.A. · 305-949-2181 · BeachesMLS
Full disclosure: what this home really costs
9 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $7,250,000 · $1,703/sqft
- Property taxes
- $38,455/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $5,975/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 8 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 28, 2026
- Monthly payment (estimate)
- $51,504/mo: $39,527 loan + $11,479 tax + $498 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 2001 · 1 story
- Days on market
- About 336 days
- Price history (this listing)
- Originally listed at $8,000,000; last price change Aug 31, 2026; listed Dec 1, 2025. Down $750,000.
Details
- TypeHouse
- Beds4 bd
- Baths4.5
- Size4,257 sqft
- Year built2001
- Parking4 garage
- PoolPrivate
- WaterfrontYes: Ocean Access, Canal Front, No Fixed Bridges
- ViewPool, Water
- NeighborhoodEASTERN SHORES 1ST ADDN
- ZIP33160
- MLS #A11922301
- To the beachAbout 1.2 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Rare opportunity to own a yacht-ready waterfront estate on two oversized deep-water lots with 160 feet of waterfrontage and a 140-foot private dock featuring a large boat hoist and room for floating docks, jet skis, and additional watercraft. Offering direct Intracoastal and ocean access with no fixed bridges to Haulover Inlet, this property is ideal for large yachts and serious boating enthusiasts.This expansive one-story estate home is designed for luxury indoor-outdoor living with soaring ceilings, a flexible split floor plan, and sun-filled living spaces that open seamlessly to the resort-style pool, tropical patio, and South-facing waterfront views. The home features 4+ bedrooms with flexibility for additional guest suites, office, gym, or media room, along with a spacious primary retreat with dual walk-in closets, eat-in chef’s kitchen, wet bar, formal dining room and 4 car garage. Located in an exclusive 24-hour guard-gated waterfront community just minutes from beaches, fine dining, entertainment, world-class shopping at Bal Harbour Shops and Aventura Mall, and outdoor recreation at Oleta River State Park, this trophy property delivers the ultimate South Florida boating and waterfront lifestyle.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 28, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 2001, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
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Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.