Price cut $750K3D tour
$7,250,000
3220 NE 165th Street, North Miami Beach 33160
Est. $51,504/mo with 20% down
Listing courtesy of Rose And Rose Rlty, P.A. · BeachesMLS
$5,850,0003462 NE 171st Street, North Miami Beach, FL 33160
Listing courtesy of Better Homes & Gdns RE Fla 1st · 954-525-2200 · BeachesMLS
Full disclosure: what this home really costs
10 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 26, 2026, unless a row says otherwise.
- Price
- $5,850,000 · $1,108/sqft
- Property taxes
- $95,259/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $5,975/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 8 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 29, 2026
- Monthly payment (estimate)
- $41,655/mo: $31,894 loan + $9,263 tax + $498 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 2017 · 2 stories
- Days on market
- About 149 days
- Price history (this listing)
- Originally listed at $5,900,000; last price change Sep 11, 2026; listed Jun 6, 2026. Down $50,000.
Details
- TypeHouse
- Beds6 bd
- Baths7.5
- Size5,278 sqft
- Year built2017
- Parking2 garage, 8 spaces
- PoolPrivate
- WaterfrontYes: No Fixed Bridge, Ocean Access, Canal Front, Seawall, Intracoastal, Canal Width 1-80 Feet
- ViewGarden, Pool, Water, Canal, Intracoastal
- Laundryin-unit
- FurnishedPartially
- NeighborhoodEASTERN SHORES 1ST ADDN
- ZIP33160
- MLS #B26037830
- To the beachAbout 1.1 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Exceptional Waterfront Luxury in Eastern Shores. Nestled in the exclusive guard-gated community of Eastern Shores, this 2017 waterfront residence offers sophisticated modern luxury just minutes from pristine beaches, upscale dining, and premier entertainment. Set on a generous 12,313 SF waterfront lot, the home spans over 5,200 SF of refined living space with 6 bedrooms, 7 full bathrooms, and 1 half bath. Thoughtfully curated with exceptional craftsmanship, it showcases exotic marble flooring, rare African stone accents, rich Brazilian wood ceilings, custom doors, built-in closets, a sophisticated Lutron lighting system, and state-of-the-art smart home automation with integrated surround sound. The gourmet Italian kitchen is equipped with premium Sub-Zero and Wolf appliances, while designer Italian bathrooms complete the elevated finishes. The lavish primary suite features a one-of-a-kind $120,000 custom shower crafted from rare fossil-bearing stone millions of years old. Outside, a private resort-style oasis awaits with a heated saltwater pool, expansive entertaining areas, and direct ocean access with no fixed bridges-ideal for boaters seeking seamless passage to open waters. The private unique dock can accommodate vessels up to 40'. This distinctive waterfront estate represents a rare opportunity in one of South Florida's most coveted communities.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 29, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 2017, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach will reply as soon as he can.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
Similar homes in North Miami Beach
Text Zach
3D tour
$6,799,000
3442 NE 171st Street, North Miami Beach 33160
Est. $48,331/mo with 20% down
Listing courtesy of Miles Goldstein Real Estate · BeachesMLS
3D tour
$6,175,000
16430 NE 30th Avenue, North Miami Beach 33160
Est. $43,941/mo with 20% down
Listing courtesy of Vaulted Real Estate, LLC. · BeachesMLS
3D tour
$5,995,000
3322 NE 166th Street, North Miami Beach 33160
Est. $42,675/mo with 20% down
Listing courtesy of Douglas Elliman · BeachesMLS
Listing courtesy of Better Homes & Gdns RE Fla 1st · 954-525-2200 · BeachesMLS
All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.