Price cut $30K3D tour
$650,000
1400 NW 9th Avenue #A-2, Boca Raton 33486
Est. $6,017/mo with 20% down incl. HOA
Listing courtesy of Star Bay Realty Corp. · BeachesMLS
$679,0003643 NW 5TH Terrace, Boca Raton, FL 33431
Open house: Nov 1, 2026, 5:15 PM to 7:00 PM · Nov 7, 2026, 5:00 PM to 7:00 PM
Listing courtesy of United Realty Group, Inc · 561-235-2127 · BeachesMLS
Full disclosure: what this home really costs
12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Nov 1, 2026, unless a row says otherwise.
- Price
- $679,000 · $291/sqft
- Property taxes
- $8,022/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $426/moFrom the listing, unconfirmed
- Fee covers
- Maintenance Grounds, Maintenance Structure, Security, Sewer, Common Areas, Reserve Funds, Recreation Facility, Pool Service
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X (shaded): moderate flood risk. Flood insurance optional; often worth pricing.FEMA flood map, checked Nov 1, 2026
- Monthly payment (estimate)
- $5,714/mo: $3,702 loan + $1,075 tax + $511 insurance + $426 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 2006 · 1 story
- Days on market
- About 18 days
- Price history (this listing)
- Originally listed at $699,999; last price change Oct 18, 2026; listed Oct 15, 2026. Down $20,999.
Details
- TypeTownhouse
- Beds3 bd
- Baths3.5
- Size2,334 sqft
- Year built2006
- Parking2 garage, 2 spaces
- PoolCommunity
- ViewWater
- Laundryin-unit
- FurnishedUnfurnished
- NeighborhoodVISTAZO AT BOCA RATON
- ZIP33431
- MLS #B26088861
- To the beachAbout 1.5 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
STUNNING FULLY RENOVATED LUXURY TOWNHOUSE IN EAST BOCA RATON! Experience luxury living in the heart of East Boca Raton! Welcome to 3643 NW 5th Terrace, an exquisitely renovated 3-bedroom, 3.5-bathroom townhouse located in the desirable Vistazo at Boca Raton community. 2,334 square feet of living space exceptional residence has been completely transformed with beautiful modern finishes and meticulous attention to detail. Featuring a stunning new kitchen, beautifully redesigned private bathrooms for each room, updated flooring, and new appliances, custom walk-in closets. Every detail has been thoughtfully selected to create a sophisticated, move-in-ready home. Enjoy spacious living areas, three private balconies, impact windows, and the convenience of a two-car garage. Ideally situated just minutes from Boca Raton's pristine beaches, upscale shopping, fine dining, and vibrant downtown destinations, this residence offers the perfect combination of elegance, comfort, and location. Why take on the expense, inconvenience, and uncertainty of renovating when you can own a beautifully finished home where all the work has already been done? This is East Boca living at its finest. Just bring your furniture and start enjoying the lifestyle you deserve! Ask about the program to buy down interest rate! And about the reduced mortgage payments to the buyer for the first 2 years! "It's the Buy Down 3/2/1-mortgage program" Start with lower monthly payments!
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X (shaded): moderate flood risk. Outside the high-risk area but inside the 0.2% annual-chance (500-year) floodplain. Flood insurance is optional and often worth pricing. Source: FEMA National Flood Hazard Layer, checked Nov 1, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 2006, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach will reply as soon as he can.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
Similar homes in Boca Raton
Text Zach
Price cut $95K3D tour
$675,000
23417 Water Circle, Boca Raton 33486
Est. $5,888/mo with 20% down incl. HOA
Listing courtesy of Compass Florida, LLC · BeachesMLS
Price cut $93K3D tour
$800,000
23373 Water Circle, Boca Raton 33486
Est. $6,768/mo with 20% down incl. HOA
Listing courtesy of The Corcoran Group · BeachesMLS
Price cut $35KOpen Sun3D tour
$510,000
5043 Pointe Emerald Lane, Boca Raton 33486
Est. $4,789/mo with 20% down incl. HOA
Listing courtesy of EXP Realty LLC · BeachesMLS
Listing courtesy of United Realty Group, Inc · 561-235-2127 · BeachesMLS
All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.