3D tour
$1,950,000
4220 NE 27th Avenue, Lighthouse Point 33064
Est. $14,230/mo with 20% down
Listing courtesy of One Group Florida LLC · BeachesMLS
$2,395,0003901 NE 23RD Terrace, Lighthouse Point, FL 33064
Listing courtesy of Ronan Realty · 561-213-5550 · BeachesMLS
Full disclosure: what this home really costs
10 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Sep 23, 2026, unless a row says otherwise.
- Price
- $2,395,000 · $1,058/sqft
- Property taxes
- $52,471/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 7 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 31, 2026
- Monthly payment (estimate)
- $17,942/mo: $13,058 loan + $4,373 tax + $511 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1960 · 1 story
- Days on market
- About 38 days
- Price history (this listing)
- Listed Sep 23, 2026.
Details
- TypeHouse
- Beds3 bd
- Baths3
- Size2,264 sqft
- Year built1960
- Parking2 garage, 2 spaces
- PoolPrivate
- WaterfrontYes: No Fixed Bridge, Ocean Access, Seawall
- ViewCanal
- FurnishedPartially
- NeighborhoodVENETIAN ISLES 2ND SEC
- ZIP33064
- MLS #B26079553
- To the beachAbout 0.8 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Boater's dream meets turnkey investment! Welcome to this premier waterfront residence located in the prestigious Venetian Isles neighborhood of Lighthouse Point. Perfectly positioned on a quiet street, this bright and open 3-bedroom, 3-bath home features soaring volume ceilings and split-plan living spaces designed for an effortless coastal lifestyle.The gourmet kitchen seamlessly anchors the entertaining areas, while floor-to-ceiling impact glass frames your private backyard oasis. Outdoors, enjoy a magnificent 157 feet of deep-water frontage on a wide canal with private dock, accommodating a large boat with no fixed bridges and direct ocean access- just 15 minutes to the Hillsborough Inlet! Complete with a private swimming pool, screened porch, and an oversized 2-car garage.INVESTOR NOTE This property is being sold as a turn-key income generator with an active, high-qualified tenant in place through July 2027, generating $8,000 per month in immediate, steady cash flow. The existing lease must be honored by the buyer, making this an ideal 1031-exchange or long-term wealth asset in South Florida's most coveted boating community.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 31, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1960, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach typically replies within 15 minutes, 8 AM to 9 PM ET. After hours, by 9 AM.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Oct 31, 2026, 9:34 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.