Listing courtesy of One Group Florida LLC · BeachesMLS
$2,500,0004021 NE 27th Terrace, Lighthouse Point, FL 33064
Listing courtesy of Serhant · 561-203-2762 · BeachesMLS
Full disclosure: what this home really costs
11 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Sep 20, 2026, unless a row says otherwise.
- Price
- $2,500,000 · $1,628/sqft
- Property taxes
- $21,758/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- None per the listing: “Additional features include a circular driveway, ample storage, and no HOA.”Listing remarks, word for word, unconfirmed
- What the fee covers
- Not listed - ask Zach
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 7 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 29, 2026
- Monthly payment (estimate)
- $18,099/mo: $13,630 loan + $3,958 tax + $511 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1959 · 1 story
- Days on market
- About 148 days
- Price history (this listing)
- Listed Jun 5, 2026.























Details
- TypeHouse
- Beds3 bd
- Baths2
- Size1,536 sqft
- Year built1959
- Parking2 garage, 4 spaces
- PoolPrivate
- WaterfrontYes: No Fixed Bridge, Ocean Access, Canal Front, Navigable Water, Seawall, Canal Width 121 Feet or More
- ViewWater, Canal
- FurnishedUnfurnished
- NeighborhoodVENETIAN ISLES 2ND SEC
- ZIP33064
- MLS #B26037622
- To the beachAbout 0.4 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Dock your boat, step into your beautifully renovated home, and begin enjoying the waterfront lifestyle that has made Lighthouse Point one of South Florida's most sought-after boating communities. Offering 90 feet of deepwater frontage, sweeping turning-basin views, and unforgettable sunset backdrops, this exceptional Lighthouse Point property is designed for those who want life to revolve around the water. Ideally positioned within the city's renowned network of waterways, the residence offers convenient access to the Intracoastal Waterway, open water, and the nearby Lighthouse Point Yacht Club. The private waterfront setup is ready for its next owner, featuring a 90-foot dock, upgraded pilings, 30- and 50-amp shore power, and a 15,000-pound boat lift. The wide turning basin provides --> excellent maneuverability while creating an impressive sense of openness and some of the property's most striking water views. When the boat is docked, the Lighthouse Point lifestyle continues at home. Spend afternoons beside the saltwater pool, entertain along the expansive waterside patio, or relax as the sun sets across the basin. The generously sized lot, manicured grounds, enhanced privacy, and panoramic waterfront setting create a true coastal retreat for everyday living and entertaining. Inside, the residence is completely turnkey, allowing you to move in and immediately enjoy everything the home and Lighthouse Point have to offer. The extensively renovated interior features open living spaces, updated flooring, tastefully remodeled bathrooms, and a beautifully appointed kitchen with generous counter space, quality finishes, and a large gathering island. More than $250,000 in capital improvements provide added confidence and convenience, including impact windows, doors, and garage door; a CAT 5-rated metal roof with foam insulation; new gutters; refreshed exterior finishes; updated electrical systems; a newer air-conditioning system; and replaced ductwork. Additional features include a circular driveway, ample storage, and no HOA. This is a rare opportunity to secure exceptional water frontage, premium dockage, a spectacular basin setting, and a fully updated residence in Lighthouse Point - one of South Florida's premier destinations for boating, waterfront living, and the coastal lifestyle.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 29, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1959, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
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Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Oct 31, 2026, 9:34 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.