Price cut $1.1M3D tour
$3,400,000
4440 NE 23rd Avenue, Lighthouse Point 33064
Est. $24,431/mo with 20% down
Listing courtesy of Luxe Properties · BeachesMLS
$3,895,0004930 NE 27th Terrace, Lighthouse Point, FL 33064
Open house: Nov 1, 2026, 5:30 PM to 9:00 PM
Listing courtesy of Compass Florida LLC · 561-285-4283 · BeachesMLS
Full disclosure: what this home really costs
10 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 29, 2026, unless a row says otherwise.
- Price
- $3,895,000 · $825/sqft
- Property taxes
- $62,085/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 7 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 30, 2026
- Monthly payment (estimate)
- $27,913/mo: $21,235 loan + $6,167 tax + $511 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 2007 · 2 stories
- Days on market
- About 87 days
- Price history (this listing)
- Originally listed at $3,950,000; last price change Oct 2, 2026; listed Aug 7, 2026. Down $55,000.
Details
- TypeHouse
- Beds6 bd
- Baths5.5
- Size4,721 sqft
- Year built2007
- Parking2 garage, 8 spaces
- PoolPrivate
- WaterfrontYes: No Fixed Bridge, Ocean Access, Canal Front, Seawall, Canal Width 81-120 Feet
- ViewGarden, Pool, Water, Canal, Intracoastal
- Laundryin-unit
- FurnishedUnfurnished
- NeighborhoodCORAL KEY VILLAS 3RD SEC
- ZIP33064
- MLS #B26061252
- To the beachAbout 0.5 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Elegantly finished 6BR/6.5BA waterfront estate on a private cul-de-sac with no traffic. Features include vaulted ceilings, marble floors, a grand staircase, limestone fireplace, and rich wood trim easily modernized with minor cosmetic updates. Enjoy peace of mind with a full-house generator and two new ACs. A boater's dream, the exterior boasts a 95' concrete dock with a 27,000 lb. boat lift, east exposure, pool, patio with retractable hurricane screens, low-maintenance astroturf, and a new putting green. The luxurious master suite serves as a private retreat, offering a balcony with intersecting canal views, his/her baths, steam shower, and massive walk-in closets with custom cabinetry. Elegantly finished 6BR/6.5BA waterfront estate situated at the end of a private cul-de-sac with no traffic. This masterfully crafted home features soaring vaulted ceilings, marble floors, beautiful dark wood trim, solid doors, a grand staircase, and a carved limestone fireplace. While richly finished, the home offers an adaptable layout that easily transitions to a lighter, transitional, or contemporary style with minor cosmetic updates. Engineered for total peace of mind, the property includes a full-house generator and two brand-new AC units. A boater's dream, the exterior boasts a 95' concrete dock with a 27,000 lb. boat lift, enjoying ideal east exposure over the pool, patio, and backyard. The expansive, low-maintenance outdoor oasis features pristine astroturf, a new putting green, and a patio equipped with retractable screens and hurricane protection. The luxurious master suite serves as a private retreat, offering a balcony with views of intersecting canals, his-and-her baths, a steam shower, and massive closets with custom cabinetry. Enjoy the Florida sunshine in pure luxury.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 30, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 2007, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Oct 31, 2026, 9:34 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.