zach.homesRealty Hub 754-332-7529

Zach Curtis, REALTOR®, Realty Hub, license SL3664129 · 754-332-7529

$4,949,999495 E Royal Palm Road #601, Boca Raton, FL 33432

4 bd · 4.5 ba · 3,458 sqft · Price cut $50,000 · On the market about 116 days · Active

Listing courtesy of Luxury Partners Realty · 561-819-5600 · BeachesMLS

Full disclosure: what this home really costs

12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 27, 2026, unless a row says otherwise.

Price
$4,949,999 · $1,431/sqft
Property taxes
$60,898/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
HOA / condo fee
$4,932/moFrom the listing, unconfirmed
Fee covers
Cable TV, Insurance, Maintenance Grounds, Pest Control, Sewer, Common Areas, Elevator
Special assessments
None listed
Mandatory club / membership
Not required per the MLS
Insurance (estimate)
About $1,816/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
Flood zone
Zone AE: high-risk flood area, base flood elevation 6 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 30, 2026
Monthly payment (estimate)
$39,908/mo: $26,987 loan + $7,838 tax + $151 insurance + $4,932 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
Year built
2024 · 9 stories
Days on market
About 116 days
Price history (this listing)
Originally listed at $4,999,999; last price change Oct 20, 2026; listed Jul 10, 2026. Down $50,000.
495 E Royal Palm Road #601, Boca Raton, FL 33432, photo 1 of 12495 E Royal Palm Road #601, Boca Raton, FL 33432, photo 2 of 12495 E Royal Palm Road #601, Boca Raton, FL 33432, photo 3 of 12495 E Royal Palm Road #601, Boca Raton, FL 33432, photo 4 of 12495 E Royal Palm Road #601, Boca Raton, FL 33432, photo 5 of 12495 E Royal Palm Road #601, Boca Raton, FL 33432, photo 6 of 12495 E Royal Palm Road #601, Boca Raton, FL 33432, photo 7 of 12495 E Royal Palm Road #601, Boca Raton, FL 33432, photo 8 of 12495 E Royal Palm Road #601, Boca Raton, FL 33432, photo 9 of 12495 E Royal Palm Road #601, Boca Raton, FL 33432, photo 10 of 12495 E Royal Palm Road #601, Boca Raton, FL 33432, photo 11 of 12495 E Royal Palm Road #601, Boca Raton, FL 33432, photo 12 of 12

Details

  • TypeCondo
  • Beds4 bd
  • Baths4.5
  • Size3,458 sqft
  • Year built2024
  • Parking2 garage, 2 spaces
  • PoolCommunity
  • ViewCity, Other, Intracoastal
  • Laundryin-unit
  • FurnishedUnfurnished
  • NeighborhoodROYAL PALM RESIDENCES
  • ZIP33432
  • MLS #B26050936
  • To the beachAbout 0.5 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)

Check your commute (opens maps)

From the listing

Discover Residence 601 — a rare corner residence in Royal Palm's most coveted '01' line, where Intracoastal and ocean vistas unfold from nearly every room. Spanning over 3,800 square feet, this exceptional 4-bedroom, 4.1-bathroom home blends scale, light, and craftsmanship in a way few residences can match. A private elevator delivers you directly into the residence, setting an immediate tone of exclusivity. Floor-to-ceiling glass and porcelain flooring create a bright, seamless flow from room to room. At the heart of the home, the kitchen impresses with Italian cabinetry, natural gas cooking, double dishwashers, and an uncommon window placement above the sink — complemented by an outdoor gas grill. Electric drapes throughout offer instant privacy and light control. Ok to rent immediately. For those who love to entertain, a strikingly elegant bar awaits — complete with a built-in ice maker and dedicated refrigerator, creating the ultimate setting for hosting in style, whether it's an intimate cocktail hour or a lively gathering with friends. A custom mud room offers thoughtfully designed storage, adding everyday function to the home's undeniable style. Step outside to enjoy several private balconies, including a grand wraparound terrace that wraps the residence in panoramic views. The formal living room and a dedicated den or media space provide flexibility for how you live and entertain. Throughout the home, exceptionally large walk-in closets offer a rare and coveted level of storage, not often found in the building. The primary suite is a serene escape overlooking the ocean, complete with an oversized custom walk-in closet and a spa-caliber bath featuring two separate water closets and a strikingly beautiful shower view — a detail few homes can offer. Perhaps most notable, this tower stands alone within Royal Palm Residences as the only building offering its own dedicated doorman and valet- a distinction that sets it apart from every other tower in the community and delivers an unmatched level of service and security. Residents also enjoy a heated pool, a fully equipped fitness center, private storage, and a sophisticated club room — all just moments from Boca Raton's finest shopping, dining, and boating, with the iconic Boca Raton Resort & Club and the beach only minutes away. This is more than a residence — it's a rare opportunity to own one of Royal Palm's finest addresses. Exclusions: Chandelier and shelving in secondary bedroom, TVs, scent diffuse

Virtual tour

Monthly payment calculator

Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.

Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.

Estimate closing costs for this home

Florida risk facts

Flood zone
Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 30, 2026. This is a map lookup, not an official flood zone determination.
Wind and building code
Built in 2024, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
Disclosure
Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).

We don't show crime scores or rate neighborhoods. Every listing is open to everyone.

Condo health facts

Building
Not listed - ask Zach
Year built
2024 (2 years old)
Stories
9
HOA / condo fee
$4,932/mo (from the listing, unconfirmed)
Fee covers
Cable TV, Insurance, Maintenance Grounds, Pest Control, Sewer, Common Areas, Elevator
Pets
Yes, Breed Restrictions, Number Limit
Milestone inspection
Due by Dec 31, 2054 for buildings 3+ stories (local officials can require it at 25 years).
Reserve study (SIRS)
Condo buildings 3+ stories must have a structural integrity reserve study. Look up the building's filing in the state condo database (DBPR) or ask Zach for the document pack.

Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.

Start an offer

  1. Pre-approval letter or proof of funds (cash)
  2. The price you'd offer and your deposit
  3. Financing type and closing date
  4. Inspection period you want (often 10-15 days)
  5. Condo documents review: Florida gives you a review period after you receive the association documents
  6. A signed buyer agreement with Zach (Florida practice before touring or offering)

Rather not check the box? That's fine. Zach will call or email instead.

Zach will reply as soon as he can. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.

Tour 495 E Royal Palm Road #601, Boca Raton, FL 33432

Pick a time; same-day tours when the listing side allows. Zach confirms with the listing agent and texts you. Before a buyer tour Zach sends a short, plain-language buyer agreement to sign.

Pick a day

Same-day: 21 times left today, soonest 9:00 AM.

Rather not check the box? That's fine. Zach will call or email instead.

Zach will reply as soon as he can. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Ask Zach anything

One tap opens a text with this address filled in.

Zach will reply as soon as he can.

From finding it to the keys, one agent

  1. Find it
    Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you.
  2. Tour it
    Same day when the listing side allows, in person or live video.
  3. Afford it
    Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place.
  4. Make the offer or apply
    Zach writes the offer or the application, negotiates, and handles the association approval.
  5. Close or get the keys
    Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.

Report a problem with this listing

Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.

Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.

Chat with Zach

Zach will reply as soon as he can.

Your messages go to Zach only. Reply STOP anytime and he won't follow up again.

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Listing courtesy of Luxury Partners Realty · 561-819-5600 · BeachesMLS

All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.

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