3D tour
$3,900,000
4470 Alton Road, Miami Beach 33140
Est. $27,936/mo with 20% down
Listing courtesy of Cervera Real Estate Inc. · BeachesMLS
$4,150,0005386 Alton Road, Miami Beach, FL 33140
Open house: Nov 1, 2026, 8:00 PM to 9:30 PM
Listing courtesy of One Sotheby's International Realty · 305-503-5275 · BeachesMLS
Full disclosure: what this home really costs
9 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Nov 1, 2026, unless a row says otherwise.
- Price
- $4,150,000 · $1,584/sqft
- Property taxes
- $23,607/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $5,975/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 8 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Nov 2, 2026
- Monthly payment (estimate)
- $29,695/mo: $22,626 loan + $6,571 tax + $498 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1939 · 2 stories
- Days on market
- About 4 days
- Price history (this listing)
- Listed Oct 29, 2026.
Details
- TypeHouse
- Beds3 bd
- Baths2.5
- Size2,620 sqft
- Year built1939
- Parking2 garage
- PoolPrivate
- ViewGarden
- LaundryIn Garage
- FurnishedUnfurnished
- 55+ statusMarked 55+ in MLS - ask Zach to confirm
- NeighborhoodLA GORCE SUB
- ZIP33140
- MLS #A12114113
- To the beachAbout 0.6 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
ART DECO CHARM, MODERN ELEGANCE & EXCEPTIONAL 13,031 SQ FT CORNER LOT IN MIAMI BEACH.Nestled in a desirable Miami Beach residential neighborhood, just around the corner from North Bay Road, this beautifully and substantially remodeled Art Deco home preserves the charm and character of its architectural heritage while embracing an elegant, modern aesthetic. Set on a rare oversized corner lot, the property also offers exciting future possibilities. Designed around a generous swimming pool, the home’s L-shaped layout creates a wonderful connection between indoor and outdoor living. Folding doors open completely onto the pool deck, allowing the living spaces to extend seamlessly outdoors and bringing in the light, greenery, and relaxed atmosphere of the Florida lifestyle. Inside, the home offers both a formal living room and a sunroom/family room overlooking the pool, providing distinct spaces for entertaining and everyday relaxation. The open-concept living area is filled with natural light from sunrise to sunset, while the gourmet kitchen features both gas and electric cooking and a versatile modular kitchen table. A beautiful staircase serves as a centerpiece, leading upstairs to the primary suite and two additional bedrooms sharing a bathroom. Surrounded by lush greenery, the home offers enchanting views from nearly every window. A two-car garage adds everyday convenience and valuable storage space. The location is hard to beat, with highly regarded public and private schools just a few blocks away. Parks, La Gorce Golf & Country Club, grocery stores, and the shops and restaurants of Sunset Harbor are all within easy reach. Mount Sinai Medical Center is nearby, and Miami Beach’s beautiful beaches are never far from home.Enjoy a morning walk with your dog along North Bay Road, where you might even spot a familiar face.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Nov 2, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1939, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
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Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.