Price cut $50K3D tour
$1,244,000
9500 N Miami Avenue, Miami Shores 33150
Est. $9,263/mo with 20% down
Listing courtesy of Howard Chase Real Estate, LLC · BeachesMLS
$1,300,00077 NW 106th Street, Miami Shores, FL 33150
Listing courtesy of Robert Bourne Real Estate LLC · 786-281-8376 · BeachesMLS
Full disclosure: what this home really costs
9 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 31, 2026, unless a row says otherwise.
- Price
- $1,300,000 · $824/sqft
- Property taxes
- $17,221/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X (shaded): moderate flood risk. Flood insurance optional; often worth pricing.FEMA flood map, checked Nov 1, 2026
- Monthly payment (estimate)
- $9,657/mo: $7,088 loan + $2,058 tax + $511 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1941 · 1 story
- Days on market
- About 34 days
- Price history (this listing)
- Listed Sep 29, 2026.
Details
- TypeHouse
- Beds3 bd
- Baths2
- Size1,577 sqft
- Year built1941
- Parking3 garage
- PoolPrivate
- ViewGarden
- NeighborhoodDUNNINGS MIAMI SHORES EXT
- ZIP33150
- MLS #A12097281
- To the beachAbout 4.9 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Tucked along a quiet, tree-lined street, this enchanting 1940s Miami Shores pool home pairs old-world character with modern peace of mind. It is move-in ready today, with plenty of room to grow and make it your own.Major updates have already been done: a new roof, impact windows and doors, a renovated kitchen, and updated electric. A whole-home natural gas generator is scheduled for installation next month. The home's original details remain beautifully intact, including gleaming wood floors, graceful stepped archways, and a wood-burning fireplace made for cozy evenings.The spacious primary suite is a true retreat. It has a walk-in closet and a spa-style bath with a separate shower and soaking tub, plus serene views over the sparkling pool and garden. Two additional bedrooms share a second bath with a tub.Parking and flexibility abound. There is an original one-car garage at the front of the home and an additional two-car garage at the back, which can be enjoyed as is or reimagined as additional living space.Mature, lush landscaping wraps the property in privacy and calm, creating a garden sanctuary that feels a world away.Miami Shores is a village that delivers warm, close-knit suburban charm while keeping you steps from the energy of Miami. You are minutes from downtown Miami Shores, grocery stores, I-95, and numerous schools and houses of worship.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X (shaded): moderate flood risk. Outside the high-risk area but inside the 0.2% annual-chance (500-year) floodplain. Flood insurance is optional and often worth pricing. Source: FEMA National Flood Hazard Layer, checked Nov 1, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1941, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
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Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.